419 Durham Rd, Stanley, NC 28164 Property Records

Gaston County property record for 419 Durham Rd, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1974
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Aug 2023)
Tax Bill	$2,803 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14055 04100`

Property Details

APN / Parcel Number

Primary APN	`14055 04100`
Alternative APN	`175580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Heated Area
Flooring	Combination, Other

Exterior

Year Built	Built 1974
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Footing
Roof Material	Shingle
Lot Area	19,166 sqft (0.439 acres)
Lot Dimensions	151 ft deep x 181 ft wide
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	14055 04100
Street Address	419 DURHAM RD
City	STANLEY
State	NC
Zip	28164-2174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1T
Legal Description	WINGATE PARK BLK B L 26 14 055 041 00 000
Legal Subdivision	WINGATE PARK
Legal Block	B
Legal Lot Number	26
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	2
Census Block	2008
Census Tract	33501

Owner

Source: Gaston County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	419 DURHAM RD, STANLEY, NC 28164-2174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 21, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 18, 2020	Deed of Trust, Construction Loan · Construction Mortgage PANTHEON CAP ADVISORS INC
Sep 18, 2019	Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	0054252209
Deed Book / Page	5425 / 2209
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 1, 2023
Property Address	419 DURHAM RD, STANLEY, NC 28164-2174
Document Number	0054252209
Book / Page	5425 / 2209
Map Reference	MB 28 PG 47
Instrument Date	Jul 31, 2023
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 DURHAM RD, STANLEY, NC 28164-2174

Mortgage

Document Number	0054252211
Date	Aug 1, 2023
Instrument	5425/2211

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 21, 2020
Property Address	419 DURHAM RD, STANLEY, NC 28164-2174
Document Number	0051400835
Book / Page	5140 / 835
Map Reference	MB 28 PG 47
Instrument Date	Jul 21, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6512 FAIRWAY POINT DR, 6512, CHARLOTTE, NC 28269-0606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 DURHAM RD, STANLEY, NC 28164-2174

Mortgage

Document Number	0005140837
Date	Jul 21, 2020
Instrument	5140/837

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	Feb 18, 2020
Property Address	419 DURHAM RD, STANLEY, NC 28164-2174
Document Number	0051011951
Book / Page	005101 / 001951
Instrument Date	Feb 18, 2020
Transaction Type	Construction Loan
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	419 DURHAM RD STANLEY NC 281642174, STANLEY, NC 28164-2174

Mortgage

Document Number	51011951
Date	Feb 18, 2020
Book Page	005101/001951

Lender

Name	PANTHEON CAP ADVISORS INC
Address	RALEIGH, NC 27615

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 17, 2021

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 18, 2019
Property Address	419 DURHAM RD, STANLEY, NC 28164-2174
Document Number	0050680553
Book / Page	5068 / 0553
Map Reference	MB 28 PG 47
Instrument Date	Sep 5, 2019
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	349 ROCK RIDGE LN, 349, MOUNT HOLLY, NC 28120-1994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6612 FAIRWAY POINT DR, CHARLOTTE, NC 28269-0607

Mortgage

Document Number	0050680555
Date	Sep 18, 2019
Instrument	5068/0555

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Stanley Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$2,803.00 (+33.86%)	$254,860 (+64.26%) Land $20,000 Building $234,860
2022	$2,094.00	$155,160 Land $15,000 Building $140,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035
Water Source	Purchased surface water from CITY OF MOUNT HOLLY
Last State Inspection	Feb 2024
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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