St. Charles County property record for 419 Dames Park Dr, O Fallon, MO 63366
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 2,856 sqft · built 2001 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Nov 2025) |
| Tax Bill | $4,041 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T020300478 |
| Primary APN | T020300478 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,856 sqft Living Area |
| Gross Area | 3,692 sqft |
| 1st Floor Area | 1,656 sqft |
| Basement Area | 1,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Spanish |
| Exterior Material | Brick/Stone |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 116 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T020300478 |
|---|---|
| Street Address | 419 DAMES PARK DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1082 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VILLAS AT DAMES PK #1 RESUB 52 UNIT 52A |
| Legal Subdivision | VILLAS AT DAMES PK #1 RESUB LOT 52 |
| Legal Lot Number | 52A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 311801 |
419 Dames Park Dr, a condominium, is owned and occupied by two individuals who bought it in November 2025.
Source: St. Charles County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 419 DAMES PARK DR, O FALLON, MO 63366-1082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Nov 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Feb 20, 2024 | Warranty Deed, Transfer · Conventional Mortgage CEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on File |
| Deed Sale | Nov 20, 2025 · Amount on File |
| Prior Sale | Feb 20, 2024 · Amount on File |
| Deed Document Number | 202552369 |
| Prior Transfer Date | Apr 10, 2002 |
| Prior Transfer Doc | 0000034722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 419 DAMES PARK DR, O FALLON, MO 63366-1082 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 419 DAMES PARK DR, COTTLEVILLE, MO 63366-1082 |
| Document Number | 0000000343 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026R-000343 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 20, 2025 |
| Property Address | 419 DAMES PARK DR, O FALLON, MO 63366-1082 |
| Document Number | 0000052369 |
| Map Reference | MB 38 PG 179 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025R-052369 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 GRANDVIEW DR, LAKE OZARK, MO 65049-6301 |
| Name | Verified Name |
|---|---|
| Address | 419 DAMES PARK DR, O FALLON, MO 63366-1082 |
| Document Number | 0000052370 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025R-052370 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 20, 2024 |
| Property Address | 419 DAMES PARK DR, O FALLON, MO 63366-1082 |
| Document Number | 0000006353 |
| Map Reference | MB 38 PG 179 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 2024R-006353 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 MEADOWLANDS ESTATES LN # LN320, LN320, O FALLON, MO 63366-4712 |
| Name | Verified Name |
|---|---|
| Address | 419 DAMES PARK DR, O FALLON, MO 63366-1082 |
| Document Number | 0000006354 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024R-006354 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
The 2025 property tax bill for 419 Dames Park Dr was $4,041.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,907 (-) | $331,090 (-) Building $331,090 | |
| 2025 | $4,041.00 | $62,907 | $331,090 |
| 2023 | $59,545 | ||
| 2022 | $313,395 Building $313,395 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 419 Dames Park Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 419 Dames Park Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Gateway Fiber, Socket Telecom, Verizon, Wisper ISP.
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