Vance County property record for 419 Charles St, Henderson, NC 27536
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,711 sqft · built 1955 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Company Name on Record |
| Last Sale | $115,000 (Apr 2022) |
| Tax Bill | $1,083 (2026) |
| Deeds & Mortgages | May 2023 Sale Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073 04010 |
| Primary APN | 0073 04010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,711 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Width | 75 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1036521 |
|---|---|
| Street Address | 419 CHARLES ST |
| City | HENDERSON |
| State | NC |
| Zip | 27536-4311 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | HR6 |
| Legal Description | 419 CHARLES ST |
| Legal Block | 04 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960700 |
Source: Vance County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4030 WAKE FOREST RD, 349, RALEIGH, NC 27609-0010 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 15, 2023 | Warranty Deed, Transfer |
| Oct 29, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BENCHMARK COMMUNITY BANK |
| Apr 28, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on Record |
| Deed Sale | Apr 28, 2022 · Amount on Record |
| Deed Document Number | 20221844 |
| Deed Book / Page | 1415 / 580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | May 15, 2023 |
| Property Address | 419 CHARLES ST, HENDERSON, NC 27536-4311 |
| Document Number | 001432/184 |
| Book / Page | 1432 / 184 |
| Instrument Date | May 12, 2023 |
| Instrument | 1732 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 76, BUTNER, NC 27509-0076 |
| Name | Verified Name |
|---|---|
| Address | 4030 WAKE FOREST RD # 349, 349, RALEIGH, NC 27609-0010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 419 CHARLES ST, HENDERSON, NC 27536-4311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01351/0040 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 1351/0040 |
| Instrument | 04040 |
| Name | BENCHMARK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, NC 27536 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Apr 28, 2022 |
| Property Address | 419 CHARLES ST, HENDERSON, NC 27536-4311 |
| Document Number | 001415/580 |
| Book / Page | 1415 / 580 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 1844 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 963, HENDERSON, NC 27536-0963 |
| Name | Verified Name |
|---|---|
| Address | 1700 W B ST, BUTNER, NC 27509-1739 |
Source: Vance County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Municipality | Henderson City |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,083.00 (-21.24%) | $79,481 (-) Land $9,200 Building $70,281 | $79,481 (-) Land $9,200 Building $70,281 |
| 2025 | $1,375.00 (+70.6%) | $79,481 (+130.06%) Land $9,200 Building $70,281 | $79,481 (+130.06%) Land $9,200 Building $70,281 |
| 2023 | $806.00 | $34,548 Land $7,492 Building $27,056 | $34,548 Land $7,492 Building $27,056 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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