Albany County and Guilderland Town property record for 4189 Western Tpke, Altamont, NY 12009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,397 sqft · built 1944 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,000 (Oct 2012) |
| Tax Bill | $8,420 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 26.00-1-9 |
| Primary APN | 013089 26.00-1-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,397 sqft Living Area |
| 1st Floor Area | 1,499 sqft |
| 2nd Floor Area | 898 sqft |
| Upper Floors Area | 940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 75,359 sqft (1.73 acres) |
| Lot Dimensions | 301 ft deep x 250 ft wide |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 552 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02600000010090000000 |
|---|---|
| Street Address | 4189 WESTERN TPKE |
| City | ALTAMONT |
| State | NY |
| Zip | 12009-5415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 14606 |
4189 Western Tpke is owned and occupied by two individuals who bought it in October 2012.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4189 WESTERN TPKE, ALTAMONT, NY 12009-5415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Mar 31, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2012 · Amount on File |
| Deed Sale | Oct 9, 2012 · Amount on File |
| Deed Document Number | 201211248420 |
| Deed Book / Page | 3046 / 366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4189 WESTERN TPKE, ALTAMONT, NY 12009-5415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4189 WESTERN TPKE, ALTAMONT, NY 12009-5415 |
| Document Number | 0000001101 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | R2022-01101 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Nov 23, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4189 WESTERN TPKE, ALTAMONT, NY 12009-5415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4189 WESTERN TPKE, ALTAMONT, NY 12009-5415 |
| Document Number | 0000001102 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | R2022-01102 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4189 WESTERN TPKE, ALTAMONT, NY 12009-5415 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000009585 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | R2021-09585 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4189 WESTERN TPKE, ALTAMONT, NY 12009-5415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007631 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | R2017-07631 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 26, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 4189 Western Tpke was $8,420, up 0.2% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,420.00 (+0.17%) | ||
| 2025 | $8,406.00 | $314,000 Land $63,000 Building $251,000 | $418,667 Land $84,000 Building $334,667 |
| 2023 | $314,000 (+12.34%) Land $63,000 Building $251,000 | $369,412 (+20.27%) Land $74,118 Building $295,294 | |
| 2022 | $279,500 Land $60,000 Building $219,500 | $307,143 Land $65,934 Building $241,209 | |
| 2021 | $7,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4189 Western Tpke in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4189 Western Tpke is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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