San Diego County property record for 4189 Terry St, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,956 sqft Living Area |
| Lot Size | 7,800 sqft (0.179 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $352,500 (2011) |
| Tax Bill | $4,974.00 (2025) |
Source: San Diego County records · APN 162-342-15-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4189 TERRY ST, OCEANSIDE, CA 92056-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU |
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage POINT LOMA CU |
| Oct 25, 2017 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2011 · Amount on Record |
| Deed Sale | Jul 11, 2011 · Amount on Record |
| Prior Sale | Mar 24, 2003 · Amount on Record |
| Deed Doc Number | 2011348186 |
| Last Transfer Date | Mar 16, 2015 |
| Transfer Doc | 0000138259 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4189 TERRY ST, OCEANSIDE, CA 92056-3407 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2022 |
| Title Company | CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000461383 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 2020-0461383 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Sep 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.75% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4189 TERRY ST, OCEANSIDE, CA 92056-3407 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4189 TERRY ST, OCEANSIDE, CA 92056-3407 |
| Document Number | 0000275660 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 2021-0275660 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4189 TERRY ST, OCEANSIDE, CA 92056-3407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000604276 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 2017-0604276 |
| Name | POINT LOMA CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 15, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4189 TERRY ST, OCEANSIDE, CA 92056-3407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATL TITLE SAN DIEG |
| Name | Verified Name |
|---|
| Document Number | 0000497024 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 2017-0497024 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 31, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $451,602 (+2%) Land $245,405 Building $206,197 | |
| 2025 | $4,974.00 (+8.7%) Homeowner's exemption | $442,748 (+4.04%) Land $240,594 Building $202,154 |
| 2023 | $4,576.00 (+0.28%) Homeowner's exemption | $425,557 Land $231,252 Building $194,305 |
| 2022 | $4,563.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 162-342-15-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,956 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,800 sqft (0.179 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Old Parcel Number | 1623420300 |
|---|---|
| Street Address | 4189 TERRY ST |
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR 3 TR PM03113 |
| Legal Subdivision | CITY/OCEANSIDE |
| Legal Tract | 3113 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 18519 |
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