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4189 SE Palmetto St, Stuart, FL 34997 Property Records

Martin County property record for 4189 SE Palmetto St, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,440 sqft · built 1965
Lot Size0.323 acres (14,070 sqft)
Owner2 Individual Names on File
Last Sale$60,200 (Dec 2002)
Tax Bill$1,772 (2025)
Flood ZoneZone X (minimal risk)
APN37-38-41-007-292-0002.0-8-0000

Property Details

APN / Parcel Number

Primary APN37-38-41-007-292-0002.0-8-0000
Alternative APNs
  • 37-38-41-007-292-00020-8
  • 34269

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
Gross Area2,070 sqft
1st Floor Area810 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,070 sqft (0.323 acres)
View / LotObstructed View
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces
Deck Area360 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number34269
Street Address4189 SE PALMETTO ST
CitySTUART
StateFL
Zip34997-5417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionGOLDEN GATE E 67.5 OF LOT 2 & W 45 OF LOT 3 BLK 292
Legal Range41E
Legal Township38S
Legal Section37
Legal SubdivisionGOLDEN GATE
Legal Block292
Legal Lot Number2,3
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group3
Census Block3003
Census Tract1301

Owner

4189 SE Palmetto St is owned and occupied by two individuals who bought it in December 2002.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4189 SE PALMETTO ST, STUART, FL 34997-5417
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2002 · Amount on File
Deed SaleDec 5, 2002 · Amount on File
Prior SaleOct 20, 1989 · Amount on File
Deed Document Number20021618768
Deed Book / Page1707 / 2421
Prior Transfer DateNov 14, 2002
Prior Transfer Doc0001618768
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4189 SE Palmetto St was $1,772 with a homeowner's exemption, up 0.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,772.00 (+0.4%) Additional exemption filed$125,137$307,090 Land $220,000 Building $87,090
2024$1,765.00 (+3.4%)
2023$1,707.00 (+4.6%) Additional exemption filed$118,069 (+3%)$301,740 (-0.34%) Land $220,000 Building $81,740
2022$1,632.00 Homeowner's exemption$114,631$302,770 Land $236,250 Building $66,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4189 SE Palmetto St in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies262 units insured
incl. 88 condo units
Nearby Flood Claims33 (1979–2022)
Claims Outside the SFHA20 of 33
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims
  • Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4189 SE Palmetto St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile.

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