Martin County property record for 4189 SE Kubin Ave, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,304 sqft · built 1976 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (May 2016) |
| Tax Bill | $3,849 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-38-41-009-000-0024.0-4-0000 |
| Primary APN | 48-38-41-009-000-0024.0-4-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| Gross Area | 2,064 sqft |
| 1st Floor Area | 1,304 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Concrete Masonry Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 173 sqft |
| Patio Area | 173 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 38770 |
|---|---|
| Street Address | 4189 SE KUBIN AVE |
| City | STUART |
| State | FL |
| Zip | 34997-2450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | LOT 24 SECOND MAP OF ROCKY POINT ESTATES ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 3 PAGE 63 PUBLIC RECORDS OF MARTIN COUNTY FLORIDA AND AN UNDIVIDED 1/195TH INTEREST IN LOT 200 (THE PARK) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 48 |
| Legal Subdivision | ROCKY POINT ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1302 |
4189 SE Kubin Ave is owned and occupied by two individuals who bought it in May 2016.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4189 SE KUBIN AVE, STUART, FL 34997-2450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2016 · Amount on File |
| Deed Sale | May 6, 2016 · Amount on File |
| Prior Sale | Oct 28, 2002 · Amount on File |
| Deed Document Number | 20162572352 |
| Deed Book / Page | 2851 / 803 |
| Prior Transfer Date | May 2, 2002 |
| Prior Transfer Doc | 0001571430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4189 SE KUBIN AVE, STUART, FL 34997-2450 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4189 SE KUBIN AVE, STUART, FL 34997-2450 |
| Document Number | 0031551019 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 3155/1019 |
| Instrument | 2835602 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2040 |
The 2025 property tax bill for 4189 SE Kubin Ave was $3,849 with a homeowner's exemption, down 0.4% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,849.00 (-0.44%) Additional exemption filed | $256,987 | $423,660 Land $250,000 Building $173,660 |
| 2024 | $3,866.00 (+2.3%) | ||
| 2023 | $3,779.00 (+3.82%) Additional exemption filed | $242,471 (+3%) | $369,950 (+5.35%) Land $250,000 Building $119,950 |
| 2022 | $3,640.00 Homeowner's exemption | $235,409 | $351,160 Land $256,800 Building $94,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4189 SE Kubin Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 253 units insured incl. 86 condo units |
| Nearby Flood Claims | 16 (1994–2025) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4189 SE Kubin Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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