4189 Rutledge St, Gary, IN 46408 Property Records

Lake County property record for 4189 Rutledge St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 5,002 sqft · built 1964
Lot Size0.325 acres (14,157 sqft)
OwnerIndividual Name on File
Last Sale$293,132 (Feb 2024)
Tax Bill$3,510 (2024)
Deeds & MortgagesNov 2023 Sale
Dec 2022 Foreclosure
Flood ZoneZone X (minimal risk)
APN001-01-39-0509-0018

Property Details

APN / Parcel Number

Primary APN001-01-39-0509-0018
Alternative APNs
  • 45-08-29-331-009.000-001
  • 013905090018

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area5,002 sqft Living Area
Gross Area7,860 sqft
1st Floor Area2,501 sqft
Basement Area2,501 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1995
Construction TypeBrick
Roof MaterialAsphalt
Lot Area14,157 sqft (0.325 acres)
Lot Dimensions140 ft deep x 101 ft wide
Garage TypeAttached
Garage Area357 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4189 RUTLEDGE ST
CityGARY
StateIN
Zip46408-2368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTWOOD L.18
Legal SubdivisionWESTWOOD
Legal Lot Number18
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2016
Census Tract41302

Owner

4189 Rutledge St is owned and occupied by an individual who bought it in February 2024.

Source: Lake County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address4189 RUTLEDGE ST, GARY, IN 46408-2368
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Special Warranty Deed, Transfer
NOT AVAILABLE, TITLEMAX
Dec 12, 2022Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2024 · Amount on File
Deed SaleFeb 28, 2024 · Amount on File
Prior SaleNov 13, 2023 · Amount on File
Deed Document Number2024506112
Prior Transfer DateDec 5, 2022
Prior Transfer Doc0000040880
Record UpdatedOct 29, 2026

November 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE IN
Recording DateNov 13, 2023
Property Address4189 RUTLEDGE ST, GARY, IN 46408-2368
Document Number0000037116
Map ReferenceMB 33 PG 49
Instrument DateSep 11, 2023
Instrument2023-537116
Transaction TypeTransfer
Record UpdatedNov 21, 2023
Title CompanyNOT AVAILABLE, TITLEMAX

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3051 45TH ST, HIGHLAND, IN 46322-3202

December 2022: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionLAKE IN
Recording DateDec 12, 2022
Property Address4189 RUTLEDGE ST, GARY, IN 46408-2368
Document Number0000040880
Map ReferenceMB 33 PG 49
Instrument DateDec 2, 2022
Instrument2022-040880
Transaction TypeForeclosure
Record UpdatedDec 21, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2800, GLEN ALLEN, VA 23058-2800

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$231,100 Land $21,500 Building $209,600$231,100 Land $21,500 Building $209,600
2024$3,510.00
2023$171,300 (+100.12%) Land $24,500 Building $146,800$171,300 (+100.12%) Land $24,500 Building $146,800
2022$368.00$85,600 Land $24,200 Building $61,400$85,600 Land $24,200 Building $61,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4189 Rutledge St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4189 Rutledge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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