4189 Edinburgh Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4189 Edinburgh Dr, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1980
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on File
Last Sale$184,100 (Jul 2026)
Tax Bill$3,720 (2025)
Deeds & MortgagesJul 2026 Foreclosure
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN41-32-14E-378

Property Details

APN / Parcel Number

Primary APN41-32-14E-378

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area528 sqft
Basement Area530 sqft
Finished Basement530 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area10,454 sqft (0.24 acres)
View / LotCul-de-sac
Garage Area312 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Deck Area248 sqft
Patio Area248 sqft
Shed1 Shed
Shed Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4189 EDINBURGH DR
CityCINCINNATI
StateOH
Zip45245-1615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionEDINBURGH PLACE SUBDIVISION
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group2
Census Block2003
Census Tract41404

Owner

4189 Edinburgh Dr is owned by a company that bought it in July 2026 and is owner-occupied.

Source: Clermont County records, as of October 19, 2026

Owner of RecordCompany Name on File
Mailing Address9277 CENTRE POINTE DR, WEST CHESTER, OH 45069-4844
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Sheriff's Deed, Foreclosure
OHIO REAL TITLE
Apr 27, 2021Intrafamily Transfer, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 18, 2019Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK FSB
Dec 2, 2019Warranty Deed, Transfer · FHA Mortgage
BAYSHORE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2026 · Amount on File
Deed SaleJul 22, 2026 · Amount on File
Prior SaleApr 27, 2021
Deed Document Number202616554
Deed Book / Page3029 / 86
Prior Transfer DateApr 14, 2021
Prior Transfer Doc0000013532
Record UpdatedOct 29, 2026

July 2026: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionCLERMONT OH
Recording DateJul 22, 2026
Property Address4189 EDINBURGH DR, CINCINNATI, OH 45245-1615
Document Number0000016554
Book / Page3029 / 86
Instrument DateJul 1, 2026
Instrument202616554
Transaction TypeForeclosure
Record UpdatedAug 31, 2026
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount on Record
Tax$74,376.40
Amount AccuracyCalculated from Transfer Tax
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address9277 CENTRE POINTE DR, WEST CHESTER, OH 45069-4844
InvestorPossibly a Property Investor

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLERMONT OH
Recording DateApr 27, 2021
Property Address4189 EDINBURGH DR, CINCINNATI, OH 45245-1615
Document Number0000013532
Book / Page2878 / 2427
Map ReferenceMB X PG 36&37
Instrument DateApr 14, 2021
Instrument202100013532
Transaction TypeTransfer
Record UpdatedApr 29, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4189 EDINBURGH DR, CINCINNATI, OH 45245-1615

Mortgage

Document Number0000013533
DateApr 27, 2021
Instrument202100013533
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4189 EDINBURGH DR, CINCINNATI, OH 45245-1615
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026280
DateNov 18, 2019
Book Page2823/3988
Instrument201900026280
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueOct 27, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateDec 2, 2019
Property Address4189 EDINBURGH DR, CINCINNATI, OH 45245-1615
Document Number0000027443
Book / Page2824 / 4553
Map ReferenceMB X PG 36&37
Instrument DateNov 26, 2019
Instrument201900027443
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4189 EDINBURGH DR, CINCINNATI, OH 45245-1615

Mortgage

Document Number0000027444
DateDec 2, 2019
Instrument201900027444
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4189 Edinburgh Dr was $3,720 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,720.00$73,920 Land $15,680 Building $58,240
2024$211,200 (-) Land $44,800 Building $166,400
2023$7,352.00 (+146.63%) Homeowner's exemption$73,920 (+44.46%) Land $15,680 Building $58,240$211,200 Land $44,800 Building $166,400
2022$2,981.00 Homeowner's exemption$51,170 Land $10,850 Building $40,320
2020$146,200 Land $31,000 Building $115,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4189 Edinburgh Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4189 Edinburgh Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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