4189 Chad Dr, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 4189 Chad Dr, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,137 sqft · built 2004
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Last Sale	$899,000 (Sep 2017)
Tax Bill	$17,946 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E20BB00205`

Property Details

APN / Parcel Number

Primary APN	`21E20BB00205`
Alternative APN	`05006802`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	4,137 sqft Living Area

Exterior

Year Built	Built 2004
Lot Area	6,186 sqft

Location & Zoning

Account Number	05006802
Street Address	4189 CHAD DR
City	LAKE OSWEGO
State	OR
Zip	97034-7228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SUBDIVISION WATERSTONE LT 5 3766
Legal Range	01E
Legal Township	02S
Legal Section	20
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	WATERSTONE LT
Legal Lot Number	5,3766 3766
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2020
Census Tract	20403

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4189 CHAD DR, LAKE OSWEGO, OR 97034-7228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 24, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 7, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2017 · Amount on Record
Deed Sale	Sep 7, 2017 · Amount on Record
Prior Sale	Dec 9, 2003 · Amount on Record
Deed Document Number	2017-061217
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	4189 CHAD DR, LAKE OSWEGO, OR 97034-7228
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4189 CHAD DR, LAKE OSWEGO, OR 97034-7228

Mortgage

Document Number	0000105721
Date	Dec 6, 2021
Instrument	2021-105721

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	4189 CHAD DR, LAKE OSWEGO, OR 97034-7228
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082261
Date	Dec 24, 2019
Instrument	2019-082261

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 7, 2017
Property Address	4189 CHAD DR, LAKE OSWEGO, OR 97034-7228
Document Number	0000061217
Instrument Date	Sep 5, 2017
Instrument	2017-061217
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4189 CHAD DR, LAKE OSWEGO, OR 97034-7228

Mortgage

Document Number	0000061218
Date	Sep 7, 2017
Instrument	2017-061218

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,946.00 (+5.85%)	$934,515 (+6.09%)	$1,797,887 (+3.26%) Land $535,657 Building $1,262,230
2023	$16,954.00	$880,871	$1,741,087 Land $514,177 Building $1,226,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	20 (1996–1999)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Feb 1999 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERGROVE WATER DISTRICT serves 4,000 people · EPA ID OR4100461
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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