4189 Cannon Gate Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4189 Cannon Gate Dr, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,302 sqft · built 1999
Lot Size0.293 acres (12,763 sqft)
OwnerIndividual Name on File
Last Sale$122,900 (Oct 1999)
Tax Bill$3,590 (2025)
Deeds & MortgagesJul 2021 Reverse Mortgage
Mar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-32-14E-475

Property Details

APN / Parcel Number

Primary APN41-32-14E-475

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,302 sqft Living Area
1st Floor Area1,302 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area12,763 sqft (0.293 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area26 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4189 CANNON GATE DR
CityCINCINNATI
StateOH
Zip45245-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDINBURGH PLACE SECTION E; LOT 214
Legal SubdivisionEDINBURGH PLACE
Legal Lot Number214
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group2
Census Block2003
Census Tract41404

Owner

4189 Cannon Gate Dr is owned and occupied by an individual who bought it in October 1999.

Source: Clermont County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address4189 CANNON GATE DR, CINCINNATI, OH 45245-1611
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Reverse Mortgage
PHH MORTGAGE SERVICES CORP
Mar 13, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 1999 · Amount on File
Deed SaleOct 28, 1999 · Amount on File
Prior SaleMay 24, 1999 · Amount on File
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4189 CANNON GATE DR, CINCINNATI, OH 45245-1611
Transaction TypeMortgage
Record UpdatedAug 6, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4189 CANNON GATE DR, CINCINNATI, OH 45245-1611

Mortgage

Document Number0000024270
DateJul 26, 2021
Book Page2889/249
Instrument202100024270
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term869 Months
DueDec 16, 2093
Interest
Rate TypeAdjustable Rate
Rate1.96%
Type Change DateAug 1, 2021
Change FrequencyAnnually
Index1-Year CMT
Margin2

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4189 CANNON GATE DR, CINCINNATI, OH 45245-1611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004825
DateMar 13, 2019
Book Page2803/3442
Instrument201900004825
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term143 Months
DueFeb 27, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 4189 Cannon Gate Dr was $3,590 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,590.00$81,100 Land $15,680 Building $65,420
2024$231,700 (-) Land $44,800 Building $186,900
2023$8,066.00 (+146.44%) Homeowner's exemption$81,100 (+44.36%) Land $15,680 Building $65,420$231,700 Land $44,800 Building $186,900
2022$3,273.00 Homeowner's exemption$56,180 Land $10,850 Building $45,330
2020$160,500 Land $31,000 Building $129,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4189 Cannon Gate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4189 Cannon Gate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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