4188 State Rd S, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 4188 State Rd S, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1970
Lot Size	2.21 acres (96,660 sqft)
Owner	2 Company Names on Record
Last Sale	$289,000 (Dec 2024)
Tax Bill	$5,327 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`42-006-00-062-00`

Property Details

APN / Parcel Number

Primary APN	`42-006-00-062-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	96,660 sqft (2.21 acres)
Terrain	Low
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Enclosed Frame Porch
Porch Area	208 sqft
Deck Area	864 sqft
Patio Area	864 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4188 STATE RD S
City	ASHTABULA
State	OH
Zip	44004-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 N M
Legal Subdivision	PLYMOUTH
Legal Lot Number	28
Jurisdiction	ASHTABULA OH
Township / Civil Division	PLYMOUTH
Census Block Group	4
Census Block	4028
Census Tract	704

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4188 STATE RD S, ASHTABULA, OH 44004-9688
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 17, 2021	Quit Claim Deed, Transfer · Stand-Alone Second Mortgage LAKEVIEW FCU
Jun 5, 2018	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 23, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2024 · Amount on Record
Deed Sale	Dec 12, 2024 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	202410992
Deed Book / Page	833 / 381
Last Transfer Date	Sep 3, 2025
Transfer Doc	0000008308
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4188 STATE RD S, ASHTABULA, OH 44004-9688
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4188 STATE RD S, ASHTABULA, OH 44004-9688

Mortgage

Document Number	0000012100
Date	Dec 12, 2025
Book Page	860/174
Instrument	2025-00012100

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4188 STATE RD S, ASHTABULA, OH 44004-9688
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007545
Date	Jun 22, 2021
Book Page	742/1458
Instrument	202100007545

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHTABULA OH
Recording Date	Nov 17, 2021
Property Address	4188 STATE RD S, ASHTABULA, OH 44004-9688
Document Number	0000014342
Book / Page	756 / 1809
Instrument Date	Oct 18, 2021
Instrument	202100014342
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4188 STATE RD S, ASHTABULA, OH 44004-9688

Mortgage

Document Number	0007561812
Date	Nov 17, 2021
Instrument	756/1812

Lender

Name	LAKEVIEW FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000014344
Date	Nov 17, 2021
Book Page	756/1822
Instrument	202100014344

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 16, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jun 5, 2018
Property Address	4188 STATE RD, ASHTABULA, OH 44004
Document Number	0000005452
Book / Page	660 / 2459
Instrument Date	May 31, 2018
Instrument	201800005452
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4188 STATE RD S, ASHTABULA, OH 44004-9688

Mortgage

Document Number	0000005453
Date	Jun 5, 2018
Instrument	201800005453

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4188 STATE RD, ASHTABULA, OH 44004
Document Number	0000011586
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4188 STATE RD S ASHTABULA OH 440049688, ASHTABULA, OH 44004-9688

Mortgage

Document Number	0000011586
Date	Nov 13, 2017
Book Page	000648/001335
Instrument	11586

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ASHTABULA OH
Property Address	4188 STATE RD, ASHTABULA, OH 44004
Document Number	0000012624
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4188 STATE RD S ASHTABULA OH 440049688, ASHTABULA, OH 44004-9688

Mortgage

Document Number	0000012624
Date	Dec 11, 2017
Book Page	000650/000748
Instrument	12624

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Plymouth Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,327.00 (+172.76%)	$65,000 (-) Land $8,750 Building $56,250	$185,700 (-) Land $25,000 Building $160,700
2023	$1,953.00 (-27.07%) Homeowner's exemption	$65,000 (+34.16%) Land $8,750 Building $56,250	$185,700 (+34.18%) Land $25,000 Building $160,700
2022	$2,678.00 Homeowner's exemption	$48,450 Land $6,760 Building $41,690
2020			$138,400 Land $19,300 Building $119,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2006–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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