Catawba County property record for 4188 River Rd, Hickory, NC 28602
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 852 sqft · built 1984 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,500 (Dec 2021) |
| Tax Bill | $587 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3700-08-88-5556 |
| Primary APN | 3700-08-88-5556 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| 1st Floor Area | 1,704 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 228 ft deep x 89 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 140 sqft |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Canopy | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4188 RIVER RD |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28602-9737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | LOT 12 PLAT 18-378 |
| Legal Subdivision | THE PONDEROSA |
| Legal Lot Number | 12 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | HICKORY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11102 |
4188 River Rd is owned and occupied by two individuals who bought it in December 2021.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4188 RIVER RD, HICKORY, NC 28602-9737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Dec 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on File |
| Deed Sale | Dec 14, 2021 · Amount on File |
| Prior Sale | May 1, 1996 · Amount on File |
| Deed Document Number | 202130771 |
| Deed Book / Page | 3710 / 1685 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Dec 14, 2021 |
| Property Address | 4188 RIVER RD, HICKORY, NC 28602-9737 |
| Document Number | 0037101685 |
| Book / Page | 3710 / 1685 |
| Map Reference | MB 18 PG 378 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 30771 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1463 BROOKSTONE DR, HICKORY, NC 28602-8974 |
| Name | Verified Name |
|---|---|
| Address | 4188 RIVER RD, HICKORY, NC 28602-9737 |
| Document Number | 0000030772 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 30772 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Dec 14, 2021 |
| Property Address | 4188 RIVER RD, HICKORY, NC 28602-9737 |
| Document Number | 0037101685 |
| Book / Page | 3710 / 1685 |
| Map Reference | MB 18 PG 378 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 30771 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1463 BROOKSTONE DR, HICKORY, NC 28602-8974 |
| Name | Verified Name |
|---|---|
| Address | 4188 RIVER RD, HICKORY, NC 28602-9737 |
| Document Number | 0000030772 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 30772 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 4188 River Rd was $587, down 17.6% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,200 (-) Land $10,700 Building $136,500 | ||
| 2025 | $587.00 (-17.56%) | $147,200 Land $10,700 Building $136,500 | |
| 2024 | $712.00 (+2.59%) | ||
| 2023 | $694.00 | $82,800 Land $10,700 Building $72,100 | $147,200 Land $10,700 Building $136,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4188 River Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4188 River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PONDEROSA S/D private · serves 132 people · EPA ID NC0118279 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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