Berrien County property record for 4188 Pier Rd, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1961 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $147,000 (Mar 2019) |
| Tax Bill | $1,617 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Aug 2009 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-0021-0001-06-8 |
| Primary APN | 10-0021-0001-06-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Raised Ranch |
| Lot Area | 31,363 sqft (0.72 acres) |
| Lot Depth | 112 ft Depth |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4188 PIER RD |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-9595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG R AG RE |
| Legal Description | COM 442.02'N OF SE COR OF SEC 21 T3S R18W TH N 215'TH W 145.2'TH S 215'TH E 145.2'TO BEG |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 21 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | HAGAR |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10100 |
Source: Berrien County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4188 PIER RD, BENTON HARBOR, MI 49022-9595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Aug 4, 2009 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Mar 29, 2019 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| May 3, 2007 | Warranty Deed, Transfer UNITED FCU |
| Apr 20, 2005 | Intrafamily Transfer, Transfer · Stand-Alone Refinance 1ST SOURCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on Record |
| Deed Sale | Mar 29, 2019 · Amount on Record |
| Prior Sale | May 3, 2007 · Amount on Record |
| Deed Book / Page | 3233 / 1305 |
| Prior Transfer Date | Apr 8, 2005 |
| Prior Transfer Doc | 02604/0531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4188 PIER RD, BENTON HARBOR, MI 49022-9595 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03219/1083 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 3219/1083 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4188 PIER RD, BENTON HARBOR, MI 49022-9595 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02893/3100 |
|---|---|
| Date | Aug 4, 2009 |
| Book Page | 2893/3100 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 15, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 29, 2019 |
| Property Address | 4188 PIER RD, BENTON HARBOR, MI 49022-9595 |
| Document Number | 03233/1305 |
| Book / Page | 3233 / 1305 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,264.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4188 PIER RD, BENTON HARBOR, MI 49022-9595 |
| Document Number | 0032331306 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 3233/1306 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 3, 2007 |
| Property Address | 4188 PIER RD, BENTON HARBOR, MI 49022-9595 |
| Document Number | 02788/2701 |
| Book / Page | 2788 / 2701 |
| Instrument Date | Apr 27, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4188 PIER RD, BENTON HARBOR, MI 49022-9595 |
| Document Number | 0027882702 |
|---|---|
| Date | May 3, 2007 |
| Instrument | 2788/2702 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 20, 2005 |
| Property Address | 4188 PIER RD, BENTON HARBOR, MI 49022-9595 |
| Document Number | 02604/0531 |
| Book / Page | 2604 / 0531 |
| Instrument Date | Apr 8, 2005 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4188 PIER RD, BENTON HARBOR, MI 49022-9595 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4188 PIER RD, BENTON HARBOR, MI 49022-9595 |
| Document Number | 0026040532 |
|---|---|
| Date | Apr 20, 2005 |
| Instrument | 2604/0532 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2035 |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Hagar Township |
| Unified School District | Coloma Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,300 (+1.3%) | $202,600 (+1.3%) | |
| 2025 | $1,617.00 (+2.99%) Homeowner's exemption | $100,000 (+34.59%) | $200,000 (+34.59%) |
| 2024 | $1,570.00 (+6.73%) | ||
| 2023 | $74,300 | $148,600 | |
| 2022 | $1,471.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1985–1993) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Jun 1993 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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