41878 Scotchbridge Pl, Ashburn, VA 20148 Property Records

Loudoun County property record for 41878 Scotchbridge Pl, Ashburn, VA 20148

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 5,598 sqft · built 2012
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$740,000 (Jan 2014)
Tax Bill$10,161 (2026)
Deeds & MortgagesFeb 2024 Second Mortgage
Feb 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN198-45-9504-000

Property Details

APN / Parcel Number

Primary APN198-45-9504-000
Alternative APN
  • 77 C 4 8

Interior

Bedrooms5 Beds
Full Baths5 Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area5,598 sqft Living Area
Basement Area1,535 sqft
Finished Basement1,535 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Lot Width100 ft Width
Garage Area483 sqft

Exterior Amenities

PorchCovered Porch
Porch Area125 sqft
Deck AreaDeck Area
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address41878 SCOTCHBRIDGE PL
CityASHBURN
StateVA
Zip20148-8035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDRV
Legal DescriptionEVERGREEN VILLAGE SEC.4 LOT 8 200705230038793 200705230038794P
Legal SubdivisionEVERGREEN VILLAGE
Legal Block2
Legal Lot Number8
JurisdictionLOUDOUN VA
Township / Civil DivisionBLUE RIDGE
Census Block Group2
Census Block2058
Census Tract611028

Owner

41878 Scotchbridge Pl is owned and occupied by an individual who bought it in January 2014.

Source: Loudoun County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address41878 SCOTCHBRIDGE PL, ASHBURN, VA 20148-8035
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FEDERAL CREDIT UNION
Feb 24, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Mar 24, 2021Deed of Trust, Mortgage · VA Mortgage
PRIME CHOICE FUNDING INC
Jan 8, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MTG
Sep 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2014 · Amount on File
Deed SaleJan 17, 2014 · Amount on File
Prior SaleJul 30, 2012 · Amount on File
Deed Document Number20143079
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address41878 SCOTCHBRIDGE PL, ASHBURN, VA 20148-8035
Transaction TypeMortgage
Record UpdatedMar 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007454
DateFeb 28, 2024
Instrument202402280007454
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueMar 1, 2034
Interest
Rate TypeFixed Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address41878 SCOTCHBRIDGE PL, ASHBURN, VA 20148-8035
Transaction TypeMortgage
Record UpdatedMar 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011338
DateFeb 24, 2022
Instrument202202240011338
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueMar 1, 2062
Interest
Rate TypeAdjustable Rate
Rate3.99%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address41878 SCOTCHBRIDGE PL, ASHBURN, VA 20148-8035
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202103240035393
DateMar 24, 2021
Instrument202103240035393
Lender
NamePRIME CHOICE FUNDING INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term358 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.38%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address41878 SCOTCHBRIDGE PL, ASHBURN, VA 20148-8035
Document Number20200113002418
Instrument DateJan 8, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address41878 SCOTCHBRIDGE PL ASHBURN VA 201488035, ASHBURN, VA 20148-8035

Mortgage

Document Number20200113002418
DateJan 13, 2020
Instrument2418
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 12, 2050
Interest
Rate TypeFixed Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address41878 SCOTCHBRIDGE PL, ASHBURN, VA 20148-8035
Document Number20171012064025
Instrument DateSep 28, 2017
Transaction TypeMortgage
Record UpdatedOct 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20171012064025
DateOct 12, 2017
Instrument64025
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 11, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 41878 Scotchbridge Pl was $10,161.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,161.00$1,262,290 Land $326,500 Building $935,790$1,262,290 Land $326,500 Building $935,790
2023$9,027.00$1,031,660 Land $311,500 Building $720,160$1,031,660 Land $311,500 Building $720,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41878 Scotchbridge Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41878 Scotchbridge Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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