Prince William County property record for 4187 Stepney Dr, Gainesville, VA 20155
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,757 sqft · built 1988 |
| Lot Size | 1.11 acres (48,683 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $880,000 (Jun 2025) |
| Tax Bill | $8,143 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7300-52-7576 |
| Primary APN | 7300-52-7576 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,757 sqft Living Area |
| Gross Area | 4,626 sqft |
| 1st Floor Area | 1,762 sqft |
| Basement Area | 1,744 sqft |
| Finished Basement | 875 sqft |
| Unfinished Basement | 869 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Lot Area | 48,683 sqft (1.11 acres) |
| Garage Type | Basement |
| Pool Area | 800 sqft |
| Deck Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 079984 |
|---|---|
| Street Address | 4187 STEPNEY DR |
| City | GAINESVILLE |
| State | VA |
| Zip | 20155-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | STEPNEY PLANTATION ESTATES LOT 48 SEC 5B |
| Legal Subdivision | STEPNEY PLANTATION ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | PRINCE WILLIAM VA |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 901503 |
Source: Prince William County assessment roll, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 4187 STEPNEY DR, GAINESVILLE, VA 20155-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2025 · Amount on Record |
| Deed Sale | Jun 6, 2025 · Amount on Record |
| Prior Sale | Jul 9, 1999 · Amount on Record |
| Deed Document Number | 202531441 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Property Address | 4187 STEPNEY DR, GAINESVILLE, VA 20155-1131 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4187 STEPNEY DR, GAINESVILLE, VA 20155-1131 |
| Document Number | 0000014818 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 202603130014818 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Prince William County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Prince William County |
| Unified School District | Prince William County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $853,200 (+6.56%) Land $166,200 Building $687,000 | $853,200 (+6.56%) Land $166,200 Building $687,000 | |
| 2024 | $8,143.00 (-2.26%) | ||
| 2023 | $8,331.00 | $800,700 Land $156,200 Building $644,500 | $800,700 Land $156,200 Building $644,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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