Lancaster County property record for 4187 River Rd, Lancaster, VA 22503
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 660 sqft · built 1963 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $114,000 (Nov 2024) |
| Tax Bill | $3 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13 100A |
| Primary APN | 13 100A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 660 sqft Living Area |
| Gross Area | 684 sqft |
| 1st Floor Area | 660 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 24 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1283 |
|---|---|
| Street Address | 4187 RIVER RD |
| City | LANCASTER |
| State | VA |
| Zip | 22503-3328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PIG HILL 1 AC LR22/1842 |
| Legal Subdivision | PIG HILL |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30100 |
Source: Lancaster County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4187 RIVER RD, LANCASTER, VA 22503-3328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA |
| Jul 29, 2022 | Warranty Deed, Transfer · Commercial Mortgage BLUE RIDGE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2024 · Amount on Record |
| Deed Sale | Nov 26, 2024 · Amount on Record |
| Prior Sale | Jul 29, 2022 · Amount on Record |
| Deed Document Number | 20242112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Jun 4, 2026 |
| Property Address | 4187 RIVER RD, LANCASTER, VA 22503-3328 |
| Document Number | 0000001125 |
| Instrument Date | Nov 21, 2024 |
| Instrument | 20261125 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000001125, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 20261125 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Dec 1, 2054 |
| Rate | 6.54% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Jul 29, 2022 |
| Property Address | 4187 RIVER RD, LANCASTER, VA 22503-3328 |
| Document Number | 0220001842 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 220001842 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2022 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4187 RIVER RD, LANCASTER, VA 22503-3328 |
| Document Number | 0220001843 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 220001843 |
| Name | BLUE RIDGE BANK NA |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3.00 (-98.8%) | $63,500 (+59.95%) Land $12,000 Building $51,500 | $63,500 (+59.95%) Land $12,000 Building $51,500 |
| 2023 | $250.00 | $39,700 Land $12,000 Building $27,700 | $39,700 Land $12,000 Building $27,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1985–2020) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Sep 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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