4187 2nd Ave, Holyoke, MN 55749 Property Records

Carlton County property record for 4187 2nd Ave, Holyoke, MN 55749

Property Summary

Property Type	Single Family Home
Lot Size	2.78 acres (121,403 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Feb 2023)
Tax Bill	$1,800 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-230-1080`

Property Details

APN / Parcel Number

Primary APN	`48-230-1080`
Alternative APN	`18317`

Exterior

Lot Area	121,403 sqft (2.78 acres)

Location & Zoning

Account Number	18317
Street Address	4187 2ND AVE
City	HOLYOKE
State	MN
Zip	55749-9107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTLT 3 EX PT COM AT PT ON N LN OF OTLT 3 268 TOWNSITE OF HOLYOKE
Legal Subdivision	TOWNSITE OF HOLYOKE
Legal Lot Number	3
Jurisdiction	CARLTON MN
Township / Civil Division	HOLYOKE
Census Block Group	3
Census Block	3029
Census Tract	70402

Owner

4187 2nd Ave is owned and occupied by two individuals who bought it in February 2023.

Source: Carlton County records, as of April 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4187 2ND AVE, HOLYOKE, MN 55749-9107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SUPERIOR CHOICE CREDIT UNION
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 10, 2017	Deed of Trust, Mortgage CORNERSTONE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2023 · Amount on File
Deed Sale	Feb 13, 2023 · Amount on File
Prior Sale	Dec 6, 2016 · Amount on File
Deed Document Number	20231511631
Prior Transfer Date	May 11, 2005
Prior Transfer Doc	0000028617
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Feb 21, 2023
Property Address	4187 2ND AVE, HOLYOKE, MN 55749-9107
Document Number	T000041659
Instrument Date	Feb 13, 2023
Instrument	T000041659
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4187 2ND AVE, HOLYOKE, MN 55749-9107

Mortgage

Document Number	T000041660
Date	Feb 21, 2023
Instrument	T000041660

Lender

Name	SUPERIOR CHOICE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	4187 2ND AVE, HOLYOKE, MN 55749-9107
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000040362
Date	Apr 7, 2021
Instrument	T000040362

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	May 1, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	4187 2ND AVE, HOLYOKE, MN 55749-9107
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000038114
Date	Oct 10, 2017
Instrument	T000038114

Lender

Name	CORNERSTONE STATE BANK
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Amount	Amount on Record
Term	119 Months
Due	Sep 15, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 4187 2nd Ave was $1,800 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Holyoke Township
Unified School District	Wrenshall Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,800.00 Homeowner's exemption
2025		$194,700 (+3.67%) Land $57,200 Building $137,500	$194,700 (+3.67%) Land $57,200 Building $137,500
2024	$1,748.00 Homeowner's exemption	$187,800 (+8.62%) Land $57,200 Building $130,600	$187,800 (+8.62%) Land $57,200 Building $130,600
2023	$1,748.00 Homeowner's exemption	$172,900 (-) Land $62,200 Building $110,700	$172,900 (-) Land $62,200 Building $110,700
2022		$172,900 Land $62,200 Building $110,700	$172,900 Land $62,200 Building $110,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4187 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4187 2nd Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 2nd Ave

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