4186 E Bella Privado, Ontario, CA 91761 Property Records

San Bernardino County property record for 4186 E Bella Privado, Ontario, CA 91761

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,445 sqft · built 2021
Lot Size	0.098 acres (4,250 sqft)
Owner	Individual Name on Record
Last Sale	$492,000 (Jun 2021)
Tax Bill	$7,216 (2025)
Deeds & Mortgages	Dec 2025 Reverse Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1073-161-26-0000`

Property Details

APN / Parcel Number

Primary APN	`1073-161-26-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,445 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,250 sqft (0.098 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4186 E BELLA PRIVADO
City	ONTARIO
State	CA
Zip	91761-2727
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 17936 LOT 26 BOOK 354 PAGE 31 AND INTEREST IN COMMON AREA PER TRACT 17936
Legal Subdivision	354 M 31-37
Legal Tract	17936
Legal Block	1
Legal Lot Number	26
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1046
Census Tract	1908

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4186 E BELLA PRIVADO, ONTARIO, CA 91761-2727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
Jun 25, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Deed Document Number	2021289731
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4186 E BELLA PRIVADO, ONTARIO, CA 91761-2727
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4186 E BELLA PRIVADO, ONTARIO, CA 91761-2727

Mortgage

Document Number	0000315797
Date	Dec 29, 2025
Instrument	2025-0315797

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1000 Months
Due	Apr 1, 2109

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Max Rate	10.6%

June 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 25, 2021
Property Address	4186 E BELLA PRIVADO, ONTARIO, CA 91761-2727
Document Number	0000289731
Map Reference	MB 354 PG 31-37
Instrument Date	May 14, 2021
Instrument	2021-0289731
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 20, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4186 E BELLA PRIVADO, ONTARIO, CA 91761-2727

Mortgage

Document Number	0000289732
Date	Jun 25, 2021
Instrument	2021-0289732

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$543,039 (+2%) Land $187,693 Building $355,346
2025	$7,216.00 (+6.23%) Homeowner's exemption	$532,391 (+4.04%) Land $184,013 Building $348,378
2023	$6,793.00 (+0.92%) Homeowner's exemption	$511,718 Land $176,868 Building $334,850
2022	$6,731.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, Inyo Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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