4186 Cray Dr, Warrenton, VA 20187 Property Records

Fauquier County property record for 4186 Cray Dr, Warrenton, VA 20187

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,946 sqft · built 2006
Lot Size	0.347 acres (15,137 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Sep 2016)
Tax Bill	$7,424 (2026)
Deeds & Mortgages	May 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7915-84-0140`

Property Details

APN / Parcel Number

Primary APN	`7915-84-0140`
Alternative APNs	`734326000` `108214` `46331`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,946 sqft Finished Area
Gross Area	5,274 sqft
1st Floor Area	2,824 sqft
Basement Area	2,815 sqft
Finished Basement	1,295 sqft
Unfinished Basement	1,520 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,137 sqft (0.347 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	360 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	108214
Street Address	4186 CRAY DR
City	WARRENTON
State	VA
Zip	20187-3970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	LOT 7 VINT HILL LANDBAY I
Legal Subdivision	VINT HILL LANDBAY I
Legal Lot Number	7
Jurisdiction	FAUQUIER VA
Township / Civil Division	CEDAR RUN
Census Block Group	3
Census Block	3012
Census Tract	930401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Vint Hill Farms Station Historic District listed 2021 · 50 contributing resources · NRIS 100007135

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fauquier County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4186 CRAY DR, WARRENTON, VA 20187-3970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · ARM WYNDHAM CAPITAL MORTGAGE INC
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 24, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2016 · Amount on Record
Deed Sale	Sep 26, 2016 · Amount on Record
Prior Sale	Jul 11, 2012 · Amount on Record
Deed Document Number	20168984
Deed Book / Page	1527 / 184
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	4186 CRAY DR, WARRENTON, VA 20187-3970
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017271391
Date	May 20, 2022
Book Page	1727/1391
Instrument	202200006780

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	6 Months

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	4186 CRAY DR, WARRENTON, VA 20187-3970
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001690165
Date	Jun 15, 2021
Book Page	1690/165
Instrument	202100008074

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	4186 CRAY DR, WARRENTON, VA 20187-3970
Document Number	1638755
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4186 CRAY DR WARRENTON VA 201873970, WARRENTON, VA 20187-3970

Mortgage

Document Number	1638755
Date	Jul 8, 2020
Book Page	001638/000755
Instrument	7209

Lender

Name	PENNYMAC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,424.00 (+55.25%)	$829,600 (+23.91%) Land $175,000 Building $654,600	$829,600 (+23.91%) Land $175,000 Building $654,600
2023		$669,500 Land $135,000 Building $534,500	$669,500 Land $135,000 Building $534,500
2019	$4,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINT HILL serves 2,449 people · EPA ID VA6061595
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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