4186 Co Rd 77, Tower, MN 55790 Property Records

St. Louis County property record for 4186 Co Rd 77, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 762 sqft
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on File
Tax Bill	$2,026 (2026)
Deeds & Mortgages	Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`387-0010-01151`

Property Details

APN / Parcel Number

Primary APN	`387-0010-01151`
Alternative APNs	`1151543` `52336`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	762 sqft Gross Area
1st Floor Area	762 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	60,548 sqft (1.39 acres)
Garage Area	110 sqft

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Patio Area	135 sqft
Storage Building	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	1151543
Street Address	4186 COUNTY ROAD 77
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	THAT PART OF LOT 2 COMM AT A PT ON NLINE 992.5 FT E OF NW CORNER OF SAID LOTTHENCE S 0 DEG 20' 33" W PARALLEL TO WLINE OF
Legal Range	16W
Legal Township	62N
Legal Section	09
Legal Subdivision	GREENWOOD TOWN OF
Legal Lot Number	2,1082
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1262
Census Tract	15502

Owner

4186 Co Rd 77, a residential property, is owned by an individual who acquired it in June 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1226 20TH ST S, VIRGINIA, MN 55792-3725
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 20, 2023
Transfer Doc	0001470390
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jul 20, 2023
Property Address	4186 COUNTY ROAD 77, TOWER, MN 55790
Document Number	0001470390
Instrument Date	Jun 20, 2023
Instrument	1470390
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1226 20TH ST S, VIRGINIA, MN 55792-3725

Tax Assessment & Valuation

The 2026 property tax bill for 4186 Co Rd 77 was $2,026, up 17.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,026.00 (+17.93%)
2025	$1,718.00 (-0.92%)	$233,800 (+12.08%) Land $116,300 Building $117,500	$233,800 (+12.08%) Land $116,300 Building $117,500
2024	$1,734.00 (+1.64%)	$208,600 Land $107,700 Building $100,900	$208,600 Land $107,700 Building $100,900
2023	$1,706.00
2022		$189,600 (+17.04%) Land $98,000 Building $91,600	$189,600 (+17.04%) Land $98,000 Building $91,600
2021		$162,000 Land $87,000 Building $75,000	$162,000 Land $87,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4186 Co Rd 77 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4186 Co Rd 77 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000