41852 Cottage Rd, Mabel, MN 55954 Property Records

Fillmore County property record for 41852 Cottage Rd, Mabel, MN 55954

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,224 sqft · built 1900
Lot Size	4.82 acres (209,959 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,744 (2026)
Deeds & Mortgages	May 2023 Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01.0278.000`

Property Details

APN / Parcel Number

Primary APN	`01.0278.000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,224 sqft Heated Area
Gross Area	1,152 sqft
Basement Area	720 sqft
Finished Basement	1,498 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1945
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	209,959 sqft (4.82 acres)
Garage Area	416 sqft
Driveway	Concrete Driveway
Driveway Area	384 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	41852 COTTAGE RD
City	MABEL
State	MN
Zip	55954-1362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-101 RANGE-008 4.82 AC PT OF SW 1/4 NE 1/4 LYING S OF TWP RD
Legal Range	08
Legal Township	101
Legal Section	32
Jurisdiction	FILLMORE MN
Township / Civil Division	NEWBURG
Census Block Group	3
Census Block	3069
Census Tract	960600

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41852 COTTAGE RD, MABEL, MN 55954-1362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Jul 15, 2022	Warranty Deed, Transfer
Jun 23, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	41852 COTTAGE RD, MABEL, MN 55954-1362
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442395
Date	May 16, 2023
Instrument	442395

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 9, 2024

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Jul 15, 2022
Property Address	41852 COTTAGE RD, MABEL, MN 55954-1362
Document Number	0000439059
Instrument Date	Jun 16, 2022
Instrument	439059
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41852 COTTAGE RD, MABEL, MN 55954-1362

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FILLMORE MN
Recording Date	Jun 23, 2017
Property Address	41852 COTTAGE RD, MABEL, MN 55954-1362
Document Number	413201
Instrument Date	Jun 1, 2017
Instrument	413201
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41852 COTTAGE RD, MABEL, MN 55954-1362

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
County Subdivision	Newburg Township
Unified School District	Mabel-Canton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,744.00 (+323.53%) Homeowner's exemption	$523,100 (+8.57%) Land $94,200 Building $428,900	$523,100 (+8.57%) Land $94,200 Building $428,900
2025		$481,800 (+195.58%) Land $83,200 Building $398,600	$481,800 (+195.58%) Land $83,200 Building $398,600
2023		$163,000 Land $49,700 Building $113,300	$163,000 Land $49,700 Building $113,300
2020	$884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mabel Cooperative Telephone Company Fiber	200 / 40

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