4185 Walnut Hill Dr, Troy, MI 48098 Property Records

Oakland County property record for 4185 Walnut Hill Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,315 sqft · built 1952
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Sep 2018)
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-18-353-007`

Property Details

APN / Parcel Number

Primary APN	`88-20-18-353-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,315 sqft Living Area
1st Floor Area	1,315 sqft
Basement Area	1,315 sqft
Finished Basement	1,315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	200 ft deep x 170 ft wide
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4185 WALNUT HILL DR
City	TROY
State	MI
Zip	48098-5907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	T2N, R11E, SEC 18 PINE HILL LOT 16
Legal Range	11E
Legal Township	2N
Legal Section	18
Legal Subdivision	PINE HILL
Legal Lot Number	16
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1017
Census Tract	196600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4185 WALNUT HILL DR, TROY, MI 48098-5907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Sep 5, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	Aug 6, 2010 · Amount on Record
Deed Document Number	2018145596
Deed Book / Page	52149 / 552
Prior Transfer Date	May 7, 2010
Prior Transfer Doc	0000100615
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4185 WALNUT HILL DR, TROY, MI 48098-5907
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4185 WALNUT HILL DR, TROY, MI 48098-5907

Mortgage

Document Number	0000114838
Date	Apr 29, 2021
Book Page	56159/199
Instrument	114838

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 5, 2018
Property Address	4185 WALNUT HILL DR, TROY, MI 48098-5907
Document Number	0000145596
Book / Page	052149 / 000552
Instrument Date	Aug 17, 2018
Instrument	145596
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55812 MARIGOLD DR STERLING HEIGHTS MI 48314, STERLING HEIGHTS, MI 48314

Mortgage

Document Number	139371
Date	Sep 5, 2018
Book Page	052115/000069
Instrument	139371

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AZ 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Sep 4, 2038

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,227.00 (-1.49%)
2023			$259,980
2022	$4,291.00	$129,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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