4185 Ruth Rd, Arab, AL 35016 Property Records

Marshall County property record for 4185 Ruth Rd, Arab, AL 35016

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,944 sqft · built 1989
Lot Size2.89 acres (125,888 sqft)
OwnerIndividual Name on Record
Last Sale$299,900 (Sep 2020)
Tax Bill$1,165 (2026)
Deeds & MortgagesDec 2025 Transfer
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-03-05-0-000-046.000

Property Details

APN / Parcel Number

Primary APN13-03-05-0-000-046.000
Alternative APNs
  • 133050000046000
  • 507260

Interior

Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,944 sqft Living Area
1st Floor Area1,944 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialVinyl
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area125,888 sqft (2.89 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number507260
Street Address4185 RUTH RD
CityARAB
StateAL
Zip35016-4654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR 5-8-1 NW 261.36 NE 370 1353/74 11-3-94 11/20/87 844/143 5/5/89 892/44 3310-170
Legal Range1E
Legal Township8S
Legal Section05
Legal SubdivisionSURVEY OF LYNN LAVELL TAYLOR
JurisdictionMARSHALL AL
Township / Civil DivisionARAB
Census Block Group3
Census Block3006
Census Tract30402

Owner

Source: Marshall County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4185 RUTH RD, ARAB, AL 35016-4654
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Quit Claim Deed, Transfer
Quitclaim
Sep 21, 2020Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Aug 18, 2017Warranty Deed, Transfer · Conventional Mortgage
EVABANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2020 · Amount on Record
Deed SaleSep 21, 2020 · Amount on Record
Prior SaleAug 18, 2017 · Amount on Record
Deed Document Number20203213418
Deed Book / Page6416 / 8
Prior Transfer DateJul 15, 2005
Prior Transfer Doc0031600350
Record UpdatedOct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARSHALL AL
Recording DateDec 31, 2025
Property Address4185 RUTH RD, ARAB, AL 35016-4654
Document Number0003307685
Book / Page7187 / 666
Instrument DateMar 20, 2025
Instrument3307685
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4185 RUTH RD, ARAB, AL 35016-4654

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARSHALL AL
Recording DateSep 21, 2020
Property Address4185 RUTH RD, ARAB, AL 35016-4654
Document Number0003213418
Book / Page6416 / 8
Instrument DateSep 18, 2020
Instrument3213418
Transaction TypeTransfer
Record UpdatedMar 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9015 WHITTIER RD SW, HUNTSVILLE, AL 35802-2984

Mortgage

Document Number0003213419
DateSep 21, 2020
Instrument3213419
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARSHALL AL
Recording DateAug 18, 2017
Property Address4185 RUTH RD, ARAB, AL 35016-4654
Document Number0003163387
Book / Page5900 / 045
Instrument DateAug 16, 2017
Instrument3163387
Transaction TypeTransfer
Record UpdatedMar 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 295, GERALDINE, AL 35974-0295

Transferred To (Grantee/Buyer)

NameVerified Name
Address4185 RUTH RD, ARAB, AL 35016-4654

Mortgage

Document Number0003163388
DateAug 18, 2017
Instrument3163388
Lender
NameEVABANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMarshall County
Unified School DistrictMarshall County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,165.00 (+6.88%) Homeowner's exemption
2025$1,090.00 (+12.6%)$25,640 (-5.04%)$295,600 (+9.56%) Land $44,700 Building $250,900
2024$27,000 (+5.3%)$269,800 (+5.35%) Land $25,500 Building $244,300
2023$968.00 (+2.98%)$25,640 (+11.67%)$256,100 (+11.64%) Land $25,500 Building $230,600
2022$940.00 (+9.56%)
2021$858.00 Homeowner's exemption$22,960$229,400 Land $25,500 Building $203,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 56% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000

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