4185 N Little Dove Ter, Hernando, FL 34442 Property Records

Citrus County property record for 4185 N Little Dove Ter, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,980 sqft · built 1996
Lot Size	1.01 acres (44,380 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (May 2012)
Tax Bill	$2,985 (2025)
Deeds & Mortgages	Dec 2020 Transfer Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-17-0010-000D0-018.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-17-0010-000D0-018.0`
Alternative APNs	`1718S19E0010000D00180` `2356588`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	44,380 sqft (1.01 acres)
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	264 sqft
Porch	Open Porch
Porch Area	259 sqft
Patio Area	144 sqft
Fence	Fence
Utility Building	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2356588
Old Parcel Number	1718S19E0010000D00180
Street Address	4185 N LITTLE DOVE TER
City	HERNANDO
State	FL
Zip	34442-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	FAIRVIEW ESTATES PB 12 PG 49 LOT 18 BLK D
Legal Range	19E
Legal Township	18S
Legal Section	07
Legal Subdivision	FAIRVIEW ESTATES
Legal Block	D
Legal Lot Number	18
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2013
Census Tract	450104

Owner

4185 N Little Dove Ter is owned and occupied by two individuals who acquired it in December 2020.

Source: Citrus County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	4185 N LITTLE DOVE TER, HERNANDO, FL 34442-2829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 15, 2012 · Amount on File
Deed Sale	May 15, 2012 · Amount on File
Prior Sale	May 15, 2012 · Amount on File
Deed Document Number	0024801533
Last Transfer Date	Dec 1, 2020
Transfer Doc	0031122140
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 1, 2020
Property Address	4185 N LITTLE DOVE TER, HERNANDO, FL 34442-2829
Document Number	0031122140
Book / Page	003112 / 002140
Instrument Date	Nov 24, 2020
Instrument	65229
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	95 LAURELWOOD DR HOPEDALE MA 017471953, HOPEDALE, MA 01747-1953

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4185 N LITTLE DOVE TER, HERNANDO, FL 34442-2829
Document Number	0030150076
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4185 N LITTLE DOVE TER HERNANDO FL 344422829, HERNANDO, FL 34442-2829

Mortgage

Document Number	0030150076
Date	Oct 31, 2019
Book Page	003015/000076
Instrument	57026

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4185 N Little Dove Ter was $2,985 with exemptions applied, up 4.7% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,985.00 (+4.74%) Homeowner's exemption Additional exemption filed	$315,973 (+0.44%) Land $33,500 Building $282,473	$315,973 (+0.44%) Land $33,500 Building $282,473
2024	$2,850.00 (+2.48%) Homeowner's exemption Additional exemption filed	$314,602 (+0.31%) Land $33,500 Building $281,102	$314,602 (+0.31%) Land $33,500 Building $281,102
2023	$2,781.00 (+6.92%) Homeowner's exemption Additional exemption filed	$313,620 (+12.29%) Land $31,500 Building $282,120	$313,620 (+12.29%) Land $31,500 Building $282,120
2022	$2,601.00 Homeowner's exemption Additional exemption filed	$279,290 Land $21,500 Building $257,790	$279,290 Land $21,500 Building $257,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4185 N Little Dove Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4185 N Little Dove Ter is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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