4185 Midland Rd E, Waterford, MI 48329 Property Records

Oakland County property record for 4185 Midland Rd E, Waterford, MI 48329

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,747 sqft · built 1961
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Sep 2021)
Tax Bill	$2,207 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W-13-03-428-003`

Property Details

APN / Parcel Number

Primary APN	`W-13-03-428-003`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,747 sqft Living Area
1st Floor Area	1,231 sqft
Basement Area	683 sqft
Unfinished Basement	683 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Bi-Level
Exterior Material	Asbestos
Roof Type	Gable
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	129 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4185 MIDLAND RD E
City	WATERFORD
State	MI
Zip	48329-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 3 SUPERVISOR'S PLAT NO 10 E 1/2 OF LOT 118 & ALL OF LOT 119
Legal Range	09E
Legal Township	03N
Legal Section	03
Legal Subdivision	SUPERVISORS PLAT NO 10
Legal Lot Number	118-119
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	6
Census Block	6000
Census Tract	143500

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4185 MIDLAND RD E, WATERFORD, MI 48329-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Jan 15, 2015 · Amount on Record
Deed Document Number	2021215878
Deed Book / Page	56812 / 391
Prior Transfer Date	Aug 27, 2003
Prior Transfer Doc	0305470589
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 7, 2021
Property Address	4185 MIDLAND RD E, WATERFORD, MI 48329-2039
Document Number	0000215878
Book / Page	56812 / 391
Map Reference	LB 50 PG 39
Instrument Date	Sep 3, 2021
Instrument	215878
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	BELL TTL AGCY OF CHESTERFIEL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4185 MIDLAND RD E, WATERFORD TOWNSHIP, MI 48329-2039

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4185 MIDLAND RD E, WATERFORD, MI 48329-2039

Mortgage

Document Number	0000220794
Date	Sep 14, 2021
Book Page	56847/307
Instrument	220794

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,207.00 (-46.72%) Homeowner's exemption	$119,500 (+18.14%)	$239,000 (+18.14%)
2024	$4,142.00 (+88.53%)
2023		$101,150	$202,300
2021	$2,197.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20