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4185 E Old Spring Hope Rd, Rocky Mount, NC 27804 Property Records

Nash County property record for 4185 E Old Spring Hope Rd, Rocky Mount, NC 27804

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,496 sqft · built 2021
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on Record
Last Sale$267,500 (Aug 2021)
Tax Bill$1,705 (2026)
Deeds & MortgagesJul 2023 Second Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN382005-18-6494

Property Details

APN / Parcel Number

Primary APN382005-18-6494
Alternative APNs
  • 105229
  • 78778

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,496 sqft Heated Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number78778
Street Address4185 E OLD SPRING HOPE RD
CityROCKY MOUNT
StateNC
Zip27804-8050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20CU
Legal DescriptionJ9 51 &57, 0.54 AC, 9 OLD SPRING HOPE ROAD AC, 9 OLD SPRING HOPE ROAD
Legal SubdivisionOLD SPRING HOPE ROAD
Legal Lot Number9
JurisdictionNASH NC
Township / Civil DivisionOAK LEVEL
Census Block Group2
Census Block2014
Census Tract11101

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4185 E OLD SPRING HOPE RD, ROCKY MOUNT, NC 27804-8050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 25, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2021 · Amount on Record
Deed SaleAug 25, 2021 · Amount on Record
Deed Book / Page3154 / 416
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASH NC
Property Address4185 E OLD SPRING HOPE RD, ROCKY MOUNT, NC 27804-8050
Transaction TypeMortgage
Record UpdatedOct 21, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4185 E OLD SPRING HOPE RD, ROCKY MOUNT, NC 27804-8050

Mortgage

Document Number003294/951
DateJul 14, 2023
Book Page3294/951
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term338 Months
DueSep 1, 2051

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionNASH NC
Recording DateAug 25, 2021
Property Address4185 E OLD SPRING HOPE RD, ROCKY MOUNT, NC 27804-8050
Document Number003154/416
Book / Page3154 / 416
Map ReferenceMB 35 PG 318-320
Instrument DateAug 25, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$535.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address4185 E OLD SPRING HOPE RD, ROCKY MOUNT, NC 27804-8050

Mortgage

Document Number0003154418
DateAug 25, 2021
Instrument3154/418
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNash County
MunicipalityRocky Mount City
Unified School DistrictNash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,705.00$270,700 (-) Land $23,650 Building $247,050$270,700 (-) Land $23,650 Building $247,050
2025$1,705.00 (+4.35%)$270,700 (+10.94%) Land $23,650 Building $247,050$270,700 (+10.94%) Land $23,650 Building $247,050
2023$1,634.00$244,010$244,010 Land $46,040 Building $197,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims30 (1978–2020)
Claims Outside the SFHA11 of 30
Most Recent ClaimJun 2020 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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