Richland County property record for 4185 Covert Rd, Perrysville, OH 44864
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1969 |
| Lot Size | 0.414 acres (18,049 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,065 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-15-158-03-000 |
| Primary APN | 019-15-158-03-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 18,049 sqft (0.414 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 276 sqft |
| Patio Area | 276 sqft |
| Pole Barn | 576 sqft |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4185 COVERT RD |
|---|---|
| City | PERRYSVILLE |
| State | OH |
| Zip | 44864-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONROE TWP LOUDONVILLE EXEMPTED VILL SD P H 112 BLDG ONLY |
| Legal Subdivision | PLEASANT HILL LAKE |
| Jurisdiction | RICHLAND OH |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 2000 |
Source: Richland County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1114 SURREY CIR, ASHLAND, OH 44805-4445 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK |
| May 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST KNOX NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | May 26, 2026 |
| Property Address | 4185 COVERT RD, PERRYSVILLE, OH 44864-9621 |
| Document Number | 0000005921 |
| Book / Page | 3042 / 5464 |
| Instrument Date | May 22, 2026 |
| Instrument | 20265921 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SOUTHERN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4185 COVERT RD, PERRYSVILLE, OH 44864-9621 |
| Document Number | 0000005921, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 3042/5464 |
| Instrument | 20265921 |
| Name | FARMERS STATE BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 22, 2027 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 4185 COVERT RD, PERRYSVILLE, OH 44864-9621 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2019 |
| Title Company | ASHLAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 2702/0527 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 2702/0527 |
| Instrument | 201900005753 |
| Name | FIRST KNOX NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, OH 43050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Richland County assessment roll, as of April 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Richland County |
| County Subdivision | Monroe Township |
| Unified School District | Loudonville-Perrysville Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,065.00 | $26,050 (-) Building $26,050 | |
| 2024 | $1,065.00 (-0.56%) | $26,050 (-) Building $26,050 | |
| 2023 | $1,071.00 (+11.8%) | $26,050 (+25.85%) Building $26,050 | $74,430 (+25.83%) Building $74,430 |
| 2022 | $958.00 | $20,700 Building $20,700 | |
| 2020 | $59,150 Building $59,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
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