4185 Barrier Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 4185 Barrier Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,899 sqft · built 1986
Lot Size	2.09 acres (91,040 sqft)
Owner	2 Individual Names on File
Last Sale	$351,000 (Mar 2022)
Tax Bill	$2,093 (2023)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5653 02 6969`

Property Details

APN / Parcel Number

Primary APN	`5653 02 6969`
Alternative APNs	`05006 0016.150000` `7101880` `153911`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,899 sqft Living Area
Gross Area	4,415 sqft
1st Floor Area	1,899 sqft
Basement Area	1,423 sqft
Finished Basement	1,423 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	91,040 sqft (2.09 acres)
Lot Width	206 ft Width
Garage Type	Mixed
Garage Area	2,172 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	77 sqft
Deck Area	440 sqft
Patio Area	440 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	153911
Street Address	4185 BARRIER RD
City	CONCORD
State	NC
Zip	28025-7355
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	NORTH SIDE BARRIER RD
Legal Subdivision	RIMER TOWN
Jurisdiction	CABARRUS NC
Township / Civil Division	5, NEW GILEAD
Census Block Group	1
Census Block	1032
Census Tract	40600

Owner

4185 Barrier Rd, a rural home, is owned and occupied by two individuals who bought it in March 2022.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4185 BARRIER RD, CONCORD, NC 28025-7355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	Feb 5, 2010 · Amount on File
Deed Document Number	20227554
Deed Book / Page	15887 / 280
Prior Transfer Date	Aug 1, 1997
Prior Transfer Doc	1960000014
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4185 BARRIER RD, CONCORD, NC 28025-7355
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001610221
Date	Jul 6, 2022
Book Page	16102/21

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CONCORD, NC 28026

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4185 BARRIER RD, CONCORD, NC 28025-7355
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014407107
Date	Aug 12, 2020
Book Page	14407/107

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 3, 2022
Property Address	4185 BARRIER RD, CONCORD, NC 28025-7355
Document Number	0015887280
Book / Page	15887 / 280
Instrument Date	Mar 3, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4550 ZION CHURCH ROAD 4185 BARRIER ROAD, 4550, CONCORD, NC 28025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4185 BARRIER RD, CONCORD, NC 28025-7355

Mortgage

Document Number	0015887285
Date	Mar 3, 2022
Instrument	15887/285

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,680 Land $68,980 Building $328,700
2024			$397,680 (+57.36%) Land $68,980 Building $328,700
2023	$2,093.00	$252,720 Land $36,300 Building $216,420	$252,720 Land $36,300 Building $216,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4185 Barrier Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4185 Barrier Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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