4185 Archway Ln, Oceanside, CA 92057 Property Records

San Diego County property record for 4185 Archway Ln, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,790 sqft · built 2018
Lot Size	6.03 acres (262,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$852,000 (Apr 2025)
Tax Bill	$8,794 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`158-070-64-01`

Property Details

APN / Parcel Number

Primary APN	`158-070-64-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,790 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	262,977 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4185 ARCHWAY LN
City	OCEANSIDE
State	CA
Zip	92057-6473
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 1 US 21 PER DOC17-434213&UND INT IN TR 016180
Legal Subdivision	PEPPER TREE
Legal Tract	016180
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1015
Census Tract	18521

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 SHADOW TREE DR, OCEANSIDE, CA 92058-7030
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Aug 11, 2022	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 3, 2020	Grant Deed, Transfer · VA Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2025 · Amount on Record
Deed Sale	Apr 10, 2025 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	202592800
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4185 ARCHWAY LN, OCEANSIDE, CA 92057-6473
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4185 ARCHWAY LN, OCEANSIDE, CA 92057-6473

Mortgage

Document Number	0000349966
Date	Dec 11, 2025
Instrument	2025-0349966

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2022
Property Address	4185 ARCHWAY LN, OCEANSIDE, CA 92057-6473
Document Number	0000325890
Map Reference	DOC 2017-0434213
Instrument Date	Jul 20, 2022
Instrument	2022-0325890
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4185 ARCHWAY LN, OCEANSIDE, CA 92057-6473

Mortgage

Document Number	0000325891
Date	Aug 11, 2022
Instrument	2022-0325891

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5%
Index	5-Year CMT
Max Rate	8%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4185 ARCHWAY LN, OCEANSIDE, CA 92057-6473
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4185 ARCHWAY LN, OCEANSIDE, CA 92057-6473

Mortgage

Document Number	0000045784
Date	Jan 21, 2021
Instrument	2021-0045784

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2020
Property Address	4185 ARCHWAY LN, OCEANSIDE, CA 92057-6473
Document Number	0000171926
Instrument Date	Mar 4, 2020
Instrument	2020-0171926
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4185 ARCHWAY LN, OCEANSIDE, CA 92057-6473

Mortgage

Document Number	0000171927
Date	Apr 3, 2020
Instrument	2020-0171927

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$869,040 (+9.89%) Land $693,600 Building $175,440
2025	$8,794.00 (+5.22%) Homeowner's exemption	$790,857 (+4.04%) Land $409,607 Building $381,250
2023	$8,358.00 (+25.95%) Homeowner's exemption	$760,149 Land $393,702 Building $366,447
2022	$6,636.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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