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4185 55th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 4185 55th St, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,810 sqft · built 2016
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$517,500 (Aug 2026)
Tax Bill$5,898 (2025)
Deeds & MortgagesAug 2026 Sale
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-39-16-00007-0000-00102.0

Property Details

APN / Parcel Number

Primary APN32-39-16-00007-0000-00102.0
Alternative APN
  • 45364

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,810 sqft Living Area
Gross Area2,406 sqft
1st Floor Area1,810 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions164 ft deep x 57.9 ft wide
View / LotInterior
Garage TypeAttached
Garage Area380 sqft
DrivewayBrick Driveway
Driveway Area480 sqft
Pool Area330 sqft
PorchScreened Porch
Patio Area520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4185 55TH ST
CityVERO BEACH
StateFL
Zip32967-2421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionVEROLAGO PHASE 5 LOT 102 PBI 20-44
Legal Range39E
Legal Township32S
Legal Section16
Legal SubdivisionVEROLAGO PHASE 5
Legal Phase5
Legal Lot Number102
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1005
Census Tract50811

Owner

Source: Indian River County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4185 55TH ST, VERO BEACH, FL 32967-2421
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Warranty Deed, Transfer
TITLE PARTNERS, BEACHSIDE TITLE PARTNERS LLC
Aug 2, 2022Warranty Deed, Transfer · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 28, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2026 · Amount on Record
Deed SaleAug 26, 2026 · Amount on Record
Prior SaleAug 2, 2022 · Amount on Record
Deed Document Number202640797
Deed Book / Page3884 / 1314
Prior Transfer DateMay 16, 2022
Prior Transfer Doc0000031484
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 26, 2026
Property Address4185 55TH ST, VERO BEACH, FL 32967-2421
Document Number0000040797
Book / Page3884 / 1314
Instrument DateAug 7, 2026
Instrument202640797
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyTITLE PARTNERS, BEACHSIDE TITLE PARTNERS LLC

Transaction

AmountAmount Recorded
Tax$365,872.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4185 55TH ST, VERO BEACH, FL 32967-2421

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 2, 2022
Property Address4185 55TH ST, VERO BEACH, FL 32967-2421
Document Number0035601892
Book / Page3560 / 1892
Map ReferenceMB 20 PG 44-49
Instrument DateJul 5, 2022
Instrument3120220047886
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyPREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,062.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4185 55TH ST, 4185, VERO BEACH, FL 32967-2421

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 502, SAINT LEONARD, MD 20685-0502

Mortgage

Document Number0035601894
DateAug 2, 2022
Instrument3560/1894
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 28, 2019
Property Address4185 55TH ST, VERO BEACH, FL 32967-2421
Document Number0031941229
Book / Page003194 / 001229
Instrument DateMar 22, 2019
Instrument18108
Transaction TypeTransfer
Record UpdatedApr 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4185 55TH ST VERO BEACH FL 329672421, VERO BEACH, FL 32967-2421

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,898.00 (+21.46%) Homeowner's exemption$430,994 (+14.67%)$449,491 (+19.59%) Land $46,750 Building $402,741
2023$4,856.00 (+102%)$375,852 (+89.15%) Land $38,250 Building $337,602$375,852 (+16.38%) Land $38,250 Building $337,602
2022$2,404.00$198,701$322,954 Land $38,250 Building $284,704

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 94 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies94 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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