41844 190th Ave, Chariton, IA 50049 Property Records

Lucas County property record for 41844 190th Ave, Chariton, IA 50049

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,624 sqft · built 1900
Lot Size	39 acres (1,698,840 sqft)
Owner	2 Trust Names on File
Last Sale	$132,000 (Jul 2013)
Tax Bill	$2,480 (2026)
Deeds & Mortgages	Apr 2026 Sale Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1027100001`

Property Details

APN / Parcel Number

Primary APN	`1027100001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,624 sqft Living Area
Basement Area	294 sqft
Unfinished Basement	294 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,698,840 sqft (39 acres)
Utility Building	1,144 sqft
Total Buildings	8 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	41844 190TH AVE
City	CHARITON
State	IA
Zip	50049-7851
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	27-71-22 NW NW
Legal Range	22W
Legal Township	71N
Legal Section	27
Jurisdiction	LUCAS IA
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1062
Census Tract	950200

Owner

41844 190th Ave, a rural home, is owner-occupied and held in a trust since April 2026.

Source: Lucas County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	41844 190TH AVE, CHARITON, IA 50049-7851
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2013 · Amount on File
Deed Sale	Jul 31, 2013 · Amount on File
Prior Sale	Jun 10, 2013 · Amount on File
Deed Document Number	20131132
Deed Book / Page	2013 / 790
Last Transfer Date	Apr 21, 2026
Transfer Doc	0000000542
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	Apr 22, 2026
Property Address	41844 190TH AVE, CHARITON, IA 50049-7851
Document Number	0000000542
Instrument Date	Apr 21, 2026
Instrument	2026542
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	41844 190TH AVE, CHARITON, IA 50049-7851

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	41844 190TH AVE, CHARITON, IA 50049-7851
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191111
Date	Sep 9, 2019
Instrument	2019-1111

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 41844 190th Ave was $2,480 with exemptions applied, up 35.2% from the year before.

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Unified School District	Chariton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,480.00 (+35.22%) Homeowner's exemption Senior Citizen's exemption	$187,315 (-) Land $47,840 Building $139,475	$187,315 (-) Land $47,840 Building $139,475
2025	$1,834.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$187,315 Land $47,840 Building $139,475	$187,315 Land $47,840 Building $139,475
2024	$1,834.00
2023		$126,398 Land $30,989 Building $95,409	$126,398 Land $30,989 Building $95,409
2021	$1,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41844 190th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41844 190th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 190th Ave

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