41843 Napoli St, Indio, CA 92203 Property Records

Riverside County property record for 41843 Napoli St, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,915 sqft · built 2004
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$522,000 (Dec 2025)
Tax Bill	$5,454 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`692-200-050`

Property Details

APN / Parcel Number

Primary APN	`692-200-050`
Alternative APN	`679470050`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,915 sqft Living Area
Gross Area	2,645 sqft
1st Floor Area	1,915 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	679470050
Street Address	41843 NAPOLI ST
City	INDIO
State	CA
Zip	92203-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.19 ACRES NET IN LOT 50 MB 348/001 TR 31072
Legal Subdivision	TRACT NO 31072
Legal Tract	31072
Legal Lot Number	50
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	45305

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	82325 REBECCA CT, INDIO, CA 92201-8748
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Dec 3, 2025	Intrafamily Transfer, Transfer STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY
Nov 17, 2025	Intrafamily Transfer, Transfer STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY
Dec 3, 2025	Grant Deed, Transfer · Conventional Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Jul 27, 2016 · Amount on Record
Deed Document Number	2025376307
Prior Transfer Date	Jul 21, 2016
Prior Transfer Doc	0000317038
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41843 NAPOLI ST, INDIO, CA 92203-3111
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41843 NAPOLI ST, INDIO, CA 92203-3111

Mortgage

Document Number	0000593150
Date	Oct 6, 2021
Instrument	2021-0593150

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 3, 2025
Property Address	41843 NAPOLI ST, INDIO, CA 92203-3111
Document Number	0000376306
Map Reference	MB 348 PG 1-3
Instrument Date	Dec 1, 2025
Instrument	2025-0376306
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82325 REBECCA CT, INDIO, CA 92201-8748

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 17, 2025
Property Address	41843 NAPOLI ST, INDIO, CA 92203-3111
Document Number	0000358926
Map Reference	MB 348 PG 1-3
Instrument Date	Nov 10, 2025
Instrument	2025-0358926
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41843 NAPER ST, INDIO, CA 92203

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 3, 2025
Property Address	41843 NAPOLI ST, INDIO, CA 92203-3111
Document Number	0000376307
Map Reference	MB 348 PG 1-3
Instrument Date	Nov 10, 2025
Instrument	2025-0376307
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82325 REBECCA CT, INDIO, CA 92201-8748

Mortgage

Document Number	0000376308
Date	Dec 3, 2025
Instrument	2025-0376308

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,000 (+52.47%) Land $130,501 Building $391,499
2025	$5,454.00 (+7.07%) Homeowner's exemption	$342,366 (+4.04%) Land $85,589 Building $256,777
2023	$5,094.00 (+4.64%) Homeowner's exemption	$329,073 Land $82,266 Building $246,807
2022	$4,868.00
2021			$397,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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