4184 Main St, Trappe, MD 21673 Property Records

Talbot County property record for 4184 Main St, Trappe, MD 21673

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,612 sqft · built 2022
Lot Size	0.5 acres (21,778 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jul 2022)
Tax Bill	$3,867 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-114570`

Property Details

APN / Parcel Number

Primary APN	`03-114570`
Alternative APNs	`3114570` `114570`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,778 sqft (0.5 acres)
Porch	Slab
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	114570
Street Address	4184 MAIN ST
City	TRAPPE
State	MD
Zip	21673-1869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21,778 SF W/S OLD TRAPPE RD TRAPPE
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	3
Census Block	3011
Census Tract	960900

Owner

4184 Main St is owned and occupied by an individual who bought it in July 2022.

Source: Talbot County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4184 MAIN ST, TRAPPE, MD 21673-1869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	May 4, 2021 · Amount on File
Deed Book / Page	2992 / 262
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Jul 25, 2022
Property Address	4184 MAIN ST, TRAPPE, MD 21673-1869
Document Number	0029920262
Book / Page	2992 / 262
Map Reference	LB 89 FO 13
Instrument Date	Jul 22, 2022
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4184 MAIN ST, TRAPPE, MD 21673-1869

Mortgage

Document Number	0002992268
Date	Jul 25, 2022
Instrument	2992-268

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4184 Main St was $3,867, up 9.9% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Trappe Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,867.00 (+9.92%)	$319,300 Land $68,600 Building $250,700	$319,300 Land $68,600 Building $250,700
2025	$3,518.00
2023	$2,607.00	$239,800 Land $58,400 Building $181,400	$239,800 Land $58,400 Building $181,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4184 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4184 Main St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ST. MICHAELS serves 2,650 people · EPA ID MD0200006
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Easton Velocity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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