418283 E 1090 Rd, Checotah, OK 74426 Property Records

McIntosh County property record for 418283 E 1090 Rd, Checotah, OK 74426 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	2,776 sqft Living Area
Lot Size	871,200 sqft (20 acres)
Garage	Attached, 1,264 sqft
Last Sale	$12,000 (2022)
Tax Bill	$3,765.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`460007226`
Alternative APN	`0000-12-11N-16E-3-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,776 sqft Living Area
1st Floor	924 sqft 1st Floor
2nd Floor	180 sqft 2nd Floor
Basement Area	924 sqft Basement
Finished Basement	924 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Contemporary Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	871,200 sqft (20 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,264 sqft Garage
Porch Area	336 sqft Porch
Pole Structure	1,200 sqft Pole Structure
Utility Building	396 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	460007226
Street Address	418283 E 1090 RD
City	CHECOTAH
State	OK
Zip	74426-5539
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	W2 SE SW SEC 12-11-16 794/211 794/215 1065/736 1085/797
Legal Range	16E
Legal Township	11N
Legal Section	12
Legal Subdivision	MERRICK ADDITION
Jurisdiction	MCINTOSH OK
Minor Civil Division	CHECOTAH
Census Blockgroup	1
Census Block	1064
Census Tract	779601

Owner

Source: McIntosh County records · APN 460007226

Assessment roll updated January 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 405, WARNER, OK 74469-0405
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2019	Deed of Trust, Mortgage PEOPLES NATIONAL BANK
Jul 06, 2020	Deed of Trust, Mortgage · Building or Construction Mortgage ARMSTRONG BANK
Feb 09, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK OF OKLAHOMA
May 13, 2020	Warranty Deed, Transfer · Commercial Mortgage ARMSTRONG BANK
Jul 30, 2019	Intrafamily Transfer, Transfer · Line of Credit ARMSTRONG BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2022 · Amount on Record
Deed Sale	Apr 06, 2022 · Amount on Record
Prior Sale	May 13, 2020 · Amount on Record
Deed Doc Number	20221906
Deed Book / Page	1139 / 801
Prior Transfer Date	Jun 30, 2019
Prior Transfer Doc	001065/736
Record Refreshed	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	418283 E 1090 RD, CHECOTAH, OK 74426-5539
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418050 E 1090 RD, CHECOTAH, OK 74426-5128

Mortgage

Document Number	001051/291
Date	Jan 30, 2019
Book Page	1051/291
Instrument	2019-000394

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	CHECOTAH, OK 74426

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 26, 2029

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	418283 E 1090 RD, CHECOTAH, OK 74426-5539
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001089/134
Date	Jul 06, 2020
Book Page	1089/134
Instrument	2020-002637

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	WARNER, OK 74469

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 06, 2021

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	418283 E 1090 RD, CHECOTAH, OK 74426-5539
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001134/376
Date	Feb 09, 2022
Book Page	1134/376
Instrument	I-2022-000668

Lender

Name	AMERICAN BANK OF OKLAHOMA
Type	Bank
Address	MUSKOGEE, OK 74403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	May 13, 2020
Property Address	418283 E 1090 RD, CHECOTAH, OK 74426-5539
Document Number	001085/797
Book / Page	1085 / 797
Instrument Date	May 05, 2020
Instrument	2020-001788
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	PO BOX 405, WARNER, OK 74469-0405

Mortgage

Document Number	2020001789
Date	May 13, 2020
Instrument	2020-001789

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 05, 2021

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCINTOSH OK
Recording Date	Jul 30, 2019
Property Address	418283 E 1090 RD, CHECOTAH, OK 74426-5539
Document Number	001065/736
Book / Page	1065 / 736
Instrument Date	Jun 30, 2019
Instrument	2019-004161
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Mortgage

Document Number	2019004162
Date	Jul 30, 2019
Instrument	2019-004162

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	309 Months
Due	Apr 01, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McIntosh County records · Assessment roll updated January 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,765.00 (-0.03%)	$42,600 (%) Land $782 Building $41,818	$402,188 (-0.06%) Land $9,983 Building $392,205
2024	$3,766.00 (+10.28%)	$42,601 (+6.09%) Land $904 Building $41,697	$402,440 (+10.03%) Land $9,983 Building $392,457
2023	$3,415.00	$40,155 Land $619 Building $39,536	$365,757 Land $5,628 Building $360,129

Flood & Wildfire

418283 E 1090 Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · McIntosh County (40091C), updated May 15, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 76th percentile of exposed land nationally · 45th in Oklahoma
Wildfire Likelihood	High — about 1 in 245 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

418283 E 1090 Rd, Checotah, OK 74426 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E 1090 Rd

Nearby Streets

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