4182 Upper Forde Dr, Hampstead, MD 21074 Property Records

Carroll County property record for 4182 Upper Forde Dr, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,316 sqft · built 2003
Lot Size	0.231 acres (10,084 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Aug 2023)
Tax Bill	$6,256 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-064385`

Property Details

APN / Parcel Number

Primary APN	`08-064385`
Alternative APNs	`8064385` `064385`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,316 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,084 sqft (0.231 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	064385
Street Address	4182 UPPER FORDE DR
City	HAMPSTEAD
State	MD
Zip	21074-2598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 246 - 10084 SF SC 4182 UPPER FORDE DR 45-2 NORTH CARROLL FARMS PLT
Legal Subdivision	NORTH CARROLL FARMS
Legal Lot Number	246
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	3
Census Block	3014
Census Tract	508103

Owner

4182 Upper Forde Dr is owned and occupied by an individual who bought it in August 2023.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4182 UPPER FORDE DR, HAMPSTEAD, MD 21074-2598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITYPLUS FCU
Feb 5, 2019	Deed of Trust, Mortgage · Line of Credit SECURITY PLUS FEDERAL CREDIT UNION
Dec 6, 2019	Deed of Trust, Mortgage · FHA Mortgage SECURITYPLUS FCU
Jun 25, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 25, 2017	Deed, Transfer · Conventional Mortgage SECURITYPLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Sep 25, 2017 · Amount on File
Deed Book / Page	11091 / 226
Prior Transfer Date	Jun 22, 2011
Prior Transfer Doc	0065930484
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 10, 2023
Property Address	4182 UPPER FORDE DR, HAMPSTEAD, MD 21074-2598
Document Number	0110910226
Book / Page	11091 / 226
Map Reference	MB 45 FO 211
Instrument Date	Jul 5, 2023
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	AWO TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110910233
Date	Aug 10, 2023
Instrument	11091-0233

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4182 UPPER FORDE DR, HAMPSTEAD, MD 21074-2598
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	EMERALD BAY ESCROW SERVICES LLC, EMERALD BAY ESCROW SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105350062
Date	Nov 1, 2021
Book Page	10535/62

Lender

Name	SECURITYPLUS FCU
Type	Credit Union
Address	WINDSOR MILL, MD 21244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4182 UPPER FORDE DR, HAMPSTEAD, MD 21074-2598
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092190143
Date	Feb 5, 2019
Book Page	9219/0143

Lender

Name	SECURITY PLUS FEDERAL CREDIT UNION
Address	WINDSOR MILL, MD 21244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4182 UPPER FORDE DR, HAMPSTEAD, MD 21074-2598
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095000405
Date	Dec 6, 2019
Book Page	9500/0405

Lender

Name	SECURITYPLUS FCU
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4182 UPPER FORDE DR, HAMPSTEAD, MD 21074-2598
Document Number	0097850164
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4182 UPPER FORDE DR HAMPSTEAD MD 210742598, HAMPSTEAD, MD 21074-2598

Mortgage

Document Number	0097850164
Date	Jul 31, 2020
Book Page	009785/000164

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 25, 2017
Property Address	4182 UPPER FORDE DR, HAMPSTEAD, MD 21074-2598
Document Number	0088130152
Book / Page	8813 / 0152
Map Reference	MB45 FO211
Instrument Date	Sep 1, 2017
Instrument	8813-0152
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	EMERALD BAY ESCROW SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4182 UPPER FORDE DR, HAMPSTEAD, MD 21074-2598

Mortgage

Document Number	88130159
Date	Sep 25, 2017
Instrument	8813-0159

Lender

Name	SECURITYPLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4182 Upper Forde Dr was $6,256, up 7.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,256.00 (+7.44%)	$459,600 (+7.56%)	$524,200 (+22.68%) Land $130,100 Building $394,100
2025	$5,823.00	$427,300 Land $110,100 Building $317,200	$427,300 Land $110,100 Building $317,200
2023	$5,070.00 (+28.32%) Homeowner's exemption	$375,567 (+7.4%)	$427,300 (+22.19%) Land $110,100 Building $317,200
2022	$3,951.00 Homeowner's exemption	$349,700 Land $110,100 Building $239,600	$349,700 Land $110,100 Building $239,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4182 Upper Forde Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4182 Upper Forde Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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