4181 Whitehall Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 4181 Whitehall Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2,428 sqft · built 2001
Lot Size	0.158 acres (6,871 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Jun 2017)
Tax Bill	$6,718 (2024)
Deeds & Mortgages	Jan 2024 Transfer Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-25-301-043`

Property Details

APN / Parcel Number

Primary APN	`18-25-301-043`

Interior

Building Area	2,428 sqft Living Area
Basement Area	905 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	6,871 sqft (0.158 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	35 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4181 WHITEHALL LN
City	ALGONQUIN
State	IL
Zip	60102-6730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0030332 LT 114 /EX ELY 41.49FT/ MANCHESTER LAKES PHASE 2
Legal Subdivision	MANCHESTER LAKES PHASE 2
Legal Phase	2
Legal Lot Number	114
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2008
Census Tract	871111

Owner

4181 Whitehall Ln is owned by two individuals who acquired it in January 2024.

Source: McHenry County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1605 ARLINGTON DR, WHEELING, IL 60090-6911
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 6, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Aug 8, 2018	Deed of Trust, Mortgage · VA Mortgage PERL MORTGAGE INC
Dec 11, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2017 · Amount on File
Deed Sale	Jun 12, 2017 · Amount on File
Prior Sale	Aug 13, 2015 · Amount on File
Deed Document Number	201720997
Last Transfer Date	Jan 3, 2024
Transfer Doc	0000000412
Record Updated	Sep 20, 2026

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 5, 2024
Property Address	4181 WHITEHALL LN, ALGONQUIN, IL 60102-6730
Document Number	0000000412
Map Reference	DOC 199R0078018
Instrument Date	Jan 3, 2024
Instrument	2024R0000412
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4181 WHITEHALL LN, ALGONQUIN, IL 60102-6730

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1605 ARLINGTON DR, WHEELING, IL 60090-6911

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4181 WHITEHALL LN, ALGONQUIN, IL 60102-6730
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043142
Date	Aug 6, 2021
Instrument	2021R0043142

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4181 WHITEHALL LN, ALGONQUIN, IL 60102-6730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026997
Date	Aug 8, 2018
Instrument	2018R0026997

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate	5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4181 WHITEHALL LN, ALGONQUIN, IL 60102-6730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042584
Date	Dec 11, 2019
Instrument	2019R0042584

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,718.00	$101,348 Land $5,589 Building $95,759	$304,044 Land $16,767 Building $287,277
2022	Homeowner's exemption	$82,901 Land $4,572 Building $78,329	$248,703 Land $13,716 Building $234,987

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4181 Whitehall Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4181 Whitehall Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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