4181 Walter Rd, Bethlehem, PA 18020 Property Records

Northampton County property record for 4181 Walter Rd, Bethlehem, PA 18020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,282 sqft · built 2004
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Aug 2023)
Tax Bill	$881 (2026)
Deeds & Mortgages	Aug 2026 Construction Loan Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M7 17 9-166 0205`

Property Details

APN / Parcel Number

Primary APN	`M7 17 9-166 0205`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4181 WALTER RD
City	BETHLEHEM
State	PA
Zip	18020-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	THE TOWNS AT HIGHLAND PARK
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2000
Census Tract	17606

Owner

4181 Walter Rd is owned and occupied by an individual who bought it in August 2023.

Source: Northampton County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	4181 WALTER RD, BETHLEHEM, PA 18020-9334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Construction Mortgage UNION FEDERAL CREDIT UNION
Aug 8, 2023	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 15, 2022	Deed of Trust, Mortgage PEOPLE FIRST FCU
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jun 4, 2018	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Prior Sale	Jun 4, 2018 · Amount on File
Deed Document Number	202316849
Deed Book / Page	2023 / 147337
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Recording Date	Aug 21, 2026
Property Address	4181 WALTER RD, BETHLEHEM, PA 18020-9334
Document Number	0000019980
Book / Page	2026 / 188909
Instrument Date	Jul 31, 2026
Instrument	202619980
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4181 WALTER RD, BETHLEHEM, PA 18020-9334

Mortgage

Document Number	0000019980,
Date	Aug 21, 2026
Book Page	2026/188909
Instrument	202619980

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Aug 8, 2023
Property Address	4181 WALTER RD, BETHLEHEM, PA 18020-9334
Document Number	0000016849
Book / Page	2023-1 / 147337
Instrument Date	Jul 19, 2023
Instrument	2023016849
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	WEICHERT CLOSING SERVICES COMPANY, WEICHERT CLOSING SERVICES CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4181 WALTER RD, BETHLEHEM, PA 18020-9334

Mortgage

Document Number	0000016850
Date	Aug 8, 2023
Instrument	2023016850

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	4181 WALTER RD, BETHLEHEM, PA 18020-9334
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020140
Date	Jun 15, 2022
Book Page	2022-1/171826
Instrument	2022020140

Lender

Name	PEOPLE FIRST FCU
Type	Credit Union
Address	ALLENTOWN, PA 18103

Agreement

Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	4181 WALTER RD, BETHLEHEM, PA 18020-9334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VAST ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025584
Date	Sep 15, 2020
Book Page	2020-1/227396
Instrument	2020025584

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Jun 4, 2018
Property Address	4181 WALTER RD, BETHLEHEM, PA 18020-9334
Document Number	0000014161
Book / Page	2018-1 / 111916
Instrument Date	May 29, 2018
Instrument	2018014161
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	VAST ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4181 WALTER RD, BETHLEHEM, PA 18020-9334

Mortgage

Document Number	0000014162
Date	Jun 4, 2018
Instrument	2018014162

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4181 Walter Rd was $881.

Source: Northampton County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northampton County
County Subdivision	Bethlehem Township
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$881.00	$81,600 Land $22,700 Building $58,900
2024	$6,261.00 (-0.33%)	$81,600 (-) Land $22,700 Building $58,900
2023	$6,282.00	$81,600 Land $22,700 Building $58,900
1995			$163,200 Land $45,400 Building $117,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4181 Walter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4181 Walter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTON AREA WATER SYSTEM serves 96,867 people · EPA ID PA3480050
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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