4181 SE Buoy Ln, Stuart, FL 34997 Property Records

Martin County property record for 4181 SE Buoy Ln, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,482 sqft · built 1989
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on File
Last Sale	$187,000 (Apr 1998)
Tax Bill	$4,559 (2024)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39303`

Property Details

APN / Parcel Number

Primary APN	`39303`
Alternative APN	`48-38-41-410-000-00080-0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,482 sqft Living Area
1st Floor Area	2,316 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1989
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Porch
Porch Area	545 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39303
Street Address	4181 SE BUOY LN
City	STUART
State	FL
Zip	34997-6912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCKENZIE DEVELOPMENT LOT 8
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	MCKENZIE DEVELOPMENT
Legal Lot Number	8
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1010
Census Tract	1302

Owner

Source: Martin County records · APN 39303

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4181 SE BUOY LN, STUART, FL 34997-6912
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Apr 02, 1998 · Amount on Record
Deed Sale	Apr 02, 1998 · Amount on Record
Prior Sale	Nov 12, 2002 · Amount on Record
Deed Document Number	0012982180
Deed Book / Page	48384
Last Transfer Date	Aug 06, 2025
Transfer Doc	0035140790
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4181 SE BUOY LN, STUART, FL 34997-6912
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	PENINSULA TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4181 SE BUOY LN, STUART, FL 34997-6912

Mortgage

Document Number	0031902751
Date	Jan 20, 2021
Book Page	3190/2751
Instrument	2862909

Lender

Name	POWER FINANCIAL CU
Type	Credit Union
Address	HOLLYWOOD, FL 33027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,393 (+5.99%)	$600,280 (+1.24%) Land $240,000 Building $360,280
2024	$4,559.00 (+2.17%)
2023	$4,462.00 (+3.74%) Additional exemption filed	$283,426 (+3%)	$592,920 (+9.31%) Land $240,000 Building $352,920
2022	$4,301.00 Homeowner's exemption	$275,171	$542,430 Land $249,600 Building $292,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Based on FCC filings for 349 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.