4181 S Upper Ferry Rd, Eden, MD 21822 Property Records

Wicomico County property record for 4181 S Upper Ferry Rd, Eden, MD 21822

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,664 sqft · built 1968
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Feb 2018)
Tax Bill	$1,376 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-004141`

Property Details

APN / Parcel Number

Primary APN	`07-004141`
Alternative APN	`004141`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,664 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	004141
Street Address	4181 S UPPER FERRY RD
City	EDEN
State	MD
Zip	21822-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	1.33AC 4181 S UPPER FERRY ROAD N OF ALLEN
Legal Subdivision	MILLER PROPERTY BOUNDARY SURVEY
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2021
Census Tract	10800

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4181 S UPPER FERRY RD, EDEN, MD 21822-2213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 23, 2018	Grant Deed, Transfer REAL ESTATE TITLE AND ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on Record
Deed Sale	Feb 23, 2018 · Amount on Record
Prior Sale	Nov 21, 1995 · Amount on Record
Deed Book / Page	4291 / 120
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4181 S UPPER FERRY RD, EDEN, MD 21822-2213
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047540498
Date	Dec 21, 2020
Book Page	4754/498

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4181 S UPPER FERRY RD, EDEN, MD 21822-2213
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049800390
Date	Nov 12, 2021
Book Page	4980/390

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4181 S UPPER FERRY RD, EDEN, MD 21822-2213
Document Number	0045420101
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4181 S UPPER FERRY RD EDEN MD 218222213, EDEN, MD 21822-2213

Mortgage

Document Number	0045420101
Date	Oct 18, 2019
Book Page	004542/000101

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 17, 2034

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Feb 23, 2018
Property Address	4181 S UPPER FERRY RD, EDEN, MD 21822-2213
Document Number	0042910120
Book / Page	004291 / 000120
Instrument Date	Feb 23, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	REAL ESTATE TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4181 S UPPER FERRY RD EDEN MD 218222213, EDEN, MD 21822-2213

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,033 (+26.54%)	$168,700 (+38.62%) Land $35,400 Building $133,300
2025	$1,376.00 (+14.1%)
2023	$1,206.00	$120,933	$121,700 Land $35,400 Building $86,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 91% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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