Boone County property record for 4181 Ratcliffe Dr, Belvidere, IL 61008
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,804 sqft · built 1975 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,500 (Jul 2017) |
| Tax Bill | $5,295 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-10-303-004 |
| Primary APN | 07-10-303-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,804 sqft Living Area |
| Gross Area | 3,220 sqft |
| 1st Floor Area | 3,220 sqft |
| Basement Area | 1,610 sqft |
| Finished Basement | 1,194 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,412 sqft (0.79 acres) |
| Lot Dimensions | 250 ft deep x 120 ft wide |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 07-07-10-303-004 |
|---|---|
| Street Address | 4181 RATCLIFFE DR |
| City | BELVIDERE |
| State | IL |
| Zip | 61008-8303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10-43-3 1ST ADD TOWN HALL EST LOT #19 4181 RATCLIFFE DR 120 X 250 |
| Legal Subdivision | 1ST ADD TOWN HALL EST |
| Legal Lot Number | 19 |
| Jurisdiction | BOONE IL |
| Township / Civil Division | FLORA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10400 |
Source: Boone County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4181 RATCLIFFE DR, BELVIDERE, IL 61008-8303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2017 · Amount on Record |
| Deed Sale | Jul 24, 2017 · Amount on Record |
| Prior Sale | Oct 3, 1997 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOONE IL |
| Recording Date | Jul 24, 2017 |
| Property Address | 4181 RATCLIFFE DR, BELVIDERE, IL 61008-8303 |
| Document Number | 2017R03790 |
| Map Reference | PB 7 PG 2 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 2017R03790 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 LAKEVIEW DR APT 202, 202, BLOOMINGDALE, IL 60108-1140 |
| Name | Verified Name |
|---|---|
| Address | 4181 RATCLIFFE DR, BELVIDERE, IL 61008-8303 |
| Document Number | 2017R03791 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 2017R03791 |
| Name | ALPINE BANK & TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Boone County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Boone County |
| County Subdivision | Flora Township |
| Unified School District | Belvidere Consolidated Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,295.00 (+10.22%) Homeowner's exemption Senior Citizen's exemption | $85,553 (+10.29%) Land $11,839 Building $73,714 | $256,659 (+10.29%) Land $35,517 Building $221,142 |
| 2024 | $77,574 (+21.71%) Land $11,839 Building $65,735 | $232,722 (+21.71%) Land $35,517 Building $197,205 | |
| 2022 | $4,804.00 | $63,738 Land $11,839 Building $51,899 | $191,214 Land $35,517 Building $155,697 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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