512 LAUREL ST BRAINERD MN 564013526, BRAINERD, MN 56401-3526
Mortgage
Document Number
0001352530
Date
Apr 3, 2019
Instrument
1352530
Lender
Name
GOLUB CAP MARKETS LLC
Address
666 5TH AVE, NEW YORK, NY 10103-0001
Agreement
Amount
Amount on Record
Term
60 Months
Due
Apr 2, 2024
March 2019: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
ST LOUIS MN
Recording Date
Mar 27, 2019
Property Address
4181 LOBERG AVE, DULUTH, MN 55811
Instrument Date
Mar 26, 2019
Instrument
T1008925
Transaction Type
Mortgage
Record Updated
Apr 12, 2019
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
512 LAUREL ST BRAINERD MN 564013526, BRAINERD, MN 56401-3526
Mortgage
Document Number
00T1008925
Date
Mar 27, 2019
Instrument
T1008925
Lender
Name
GOLUB CAP MARKETS LLC
Address
666 5TH AVE, NEW YORK, NY 10103-0001
Agreement
Amount
Amount on Record
Term
60 Months
Due
Mar 26, 2024
February 2017: Grant Deed, Mortgage
Document Type
Grant Deed
Jurisdiction
ST LOUIS MN
Recording Date
Feb 27, 2017
Property Address
4181 LOBERG AVE, DULUTH, MN 55811
Instrument Date
Feb 21, 2017
Instrument
T982555
Transaction Type
Mortgage
Record Updated
Aug 16, 2018
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
512 LAUREL ST BRAINERD MN 564013526, BRAINERD, MN 56401-3526
Mortgage
Document Number
000T982555
Date
Feb 27, 2017
Instrument
T982555
Lender
Name
CORTLAND CAPITAL MARKET SERVICES LLC CORTLAND CAPITAL MARKET SERVICES LLC
Type
Bank
Address
225 W WASHINGTON ST # 21ST, CHICAGO, IL 60606-2418
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
60 Months
Due
Feb 26, 2022
Interest
Rate Type
Adjustable Rate
February 2017: Grant Deed, Mortgage
Document Type
Grant Deed
Jurisdiction
ST LOUIS MN
Recording Date
Feb 28, 2017
Property Address
4181 LOBERG AVE, DULUTH, MN 55811
Instrument Date
Feb 21, 2017
Instrument
A1304940
Transaction Type
Mortgage
Record Updated
Aug 16, 2018
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
512 LAUREL ST BRAINERD MN 564013526, BRAINERD, MN 56401-3526
Mortgage
Document Number
00A1304940
Date
Feb 28, 2017
Instrument
A1304940
Lender
Name
CORTLAND CAPITAL MARKET SERVICES LLC CORTLAND CAPITAL MARKET SERVICES LLC
Type
Bank
Address
225 W WASHINGTON ST # 21ST, CHICAGO, IL 60606-2418
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2026 property tax bill for 4181 Loberg Ave was $25,060, down 15.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
Property Jurisdictions
Type
Name
State
Minnesota
County
St. Louis County
Municipality
Hermantown City
Unified School District
Hermantown Public School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$25,060.00 (-15.8%)
2025
$29,764.00
$784,600 (-15.53%)Land $68,100Building $716,500
$784,600 (-15.53%)Land $68,100Building $716,500
2024
$928,800Land $205,300Building $723,500
$928,800Land $205,300Building $723,500
2023
$26,998.00
2022
$782,600Land $186,100Building $596,500
$782,600Land $186,100Building $596,500
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 4181 Loberg Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4181 Loberg Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
Hermantown serves 7,215 people · EPA ID MN1690043
Water Source
Purchased surface water from Duluth
Last State Inspection
Nov 2024
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Mediacom Xtream Cable
1,000 / 50
AT&T Fixed Wireless
100 / 20
May also be available: CTC, Spectrum, T-Mobile, Verizon.