Albemarle County property record for 4181 Garth Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,374 sqft · built 1988 |
| Lot Size | 2.06 acres (90,039 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,646 (2026) |
| Deeds & Mortgages | Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04100-00-00-052B0 |
| Primary APN | 04100-00-00-052B0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,374 sqft Finished Area |
| Basement Area | 1,285 sqft |
| Finished Basement | 1,067 sqft |
| Unfinished Basement | 218 sqft |
| Family Room | Family Room |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 90,039 sqft (2.06 acres) |
| Garage Area | 484 sqft |
| Driveway | Paver Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 201 sqft |
| Deck Area | 224 sqft |
| Patio Area | 64 sqft |
| Storage Building | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4181 GARTH RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-5100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE 2 |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 10100 |
4181 Garth Rd is owner-occupied and held in a trust since July 2023.
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4181 GARTH RD, CHARLOTTESVILLE, VA 22901-5100 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 27, 2023 |
| Transfer Doc | 0000006475 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jul 28, 2023 |
| Property Address | 4181 GARTH RD, CHARLOTTESVILLE, VA 22901-5100 |
| Document Number | 202300006475 |
| Map Reference | MB 1000 PG 560 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 202300006475 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 310 4TH ST NE, CHARLOTTESVILLE, VA 22902-5299 |
The 2026 property tax bill for 4181 Garth Rd was $5,646, up 10.8% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,646.00 (+10.77%) | $631,500 (+10.75%) Land $140,000 Building $491,500 | $631,500 (+10.75%) Land $140,000 Building $491,500 |
| 2025 | $5,097.00 | $570,200 Land $140,000 Building $430,200 | $570,200 Land $140,000 Building $430,200 |
| 2023 | $4,544.00 (+9.34%) | $532,200 Land $130,000 Building $402,200 | $532,200 Land $130,000 Building $402,200 |
| 2022 | $4,156.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4181 Garth Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Jun 1995 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4181 Garth Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures