4181 E Franklin Rd, Norman, OK 73026 Property Records

Cleveland County property record for 4181 E Franklin Rd, Norman, OK 73026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,900 sqft · built 2001
Lot Size	10 acres (435,600 sqft)
Owner	2 Owner Names on Record
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SD16 9 2W 2017`

Property Details

APN / Parcel Number

Primary APN	`SD16 9 2W 2017`
Alternative APN	`101614`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,900 sqft Living Area
1st Floor Area	2,900 sqft
Safe Room	Safe Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	707 sqft

Exterior Amenities

Porch	Porch
Porch Area	232 sqft
Patio Area	344 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	101614
Old Parcel Number	101614
Street Address	4181 E FRANKLIN RD
City	NORMAN
State	OK
Zip	73026-0467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-9-2W 10AC TR 1 BONE EST SUR AKA PRT SW/4 BEG SE/C N1089` W400` S1089` E400` POB
Legal Range	02W
Legal Township	09N
Legal Section	02
Legal Subdivision	BONE ESTATES 1
Legal Tract	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2011
Census Tract	201403

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4181 E FRANKLIN RD, NORMAN, OK 73026-0467
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit WEOKIE CU
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEOKIE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 2, 2009
Transfer Doc	0046240973
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Recording Date	Jul 24, 2026
Property Address	4181 E FRANKLIN RD, NORMAN, OK 73026-0467
Document Number	0000022016
Book / Page	6999 / 43
Instrument Date	Jul 8, 2026
Instrument	202622016
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4181 E FRANKLIN RD, NORMAN, OK 73026-0467

Mortgage

Document Number	0000022016,
Date	Jul 24, 2026
Book Page	6999/43
Instrument	202622016

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	4181 E FRANKLIN RD, NORMAN, OK 73026-0467
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202333838
Date	Dec 18, 2023
Book Page	6617/463
Instrument	R 2023 33838

Lender

Name	WEOKIE CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	4181 E FRANKLIN RD, NORMAN, OK 73026-0467
Document Number	0000038297
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4181 E FRANKLIN RD NORMAN OK 730260467, NORMAN, OK 73026-0467

Mortgage

Document Number	0000038297
Date	Oct 20, 2020
Book Page	006135/000229
Instrument	38297

Lender

Name	WEOKIE FCU
Address	CITY, OK 73126-0090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 19, 2025

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Elementary School District	Robin Hill Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$42,965 (+6.09%) Land $12,793 Building $30,172	$605,203 (+79.32%) Land $180,206 Building $424,997
2023	Homeowner's exemption	$40,499 Land $3,300 Building $37,199	$337,494 Land $27,500 Building $309,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Atlink Services, Verizon.

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