4181 Co Rd 203, Durango, CO 81301 Property Records

La Plata County property record for 4181 Co Rd 203, Durango, CO 81301

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 5 ba · 4,080 sqft · built 1985
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$553,700 (Dec 2022)
Tax Bill	$4,377 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5597-281-00-013`

Property Details

APN / Parcel Number

Primary APN	`5597-281-00-013`
Alternative APN	`R008393`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Units	2 Units
Stories	1 Story
Building Area	4,080 sqft Living Area
1st Floor Area	2,820 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Detached
Garage Area	440 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Convection

Location & Zoning

Account Number	R008393
Street Address	4181 COUNTY ROAD 203
City	DURANGO
State	CO
Zip	81301-8638
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECTION: 28 TOWNSHIP: 36 RANGE: 9 TR IN SW/4 NE/4 4181 CR 203 DURANGO 81301
Legal Range	09
Legal Township	36
Legal Section	28
Legal Subdivision	DURANGO
Legal Block	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3020
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4181 COUNTY ROAD 203, DURANGO, CO 81301-8638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PATRICIA ZINK
Nov 9, 2020	Quit Claim Deed, Transfer OTHER
Apr 17, 2018	Deed of Trust, Mortgage · Conventional with PMI BANK OF CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Nov 19, 2004 · Amount on Record
Deed Document Number	20221217902
Prior Transfer Date	Dec 9, 2022
Prior Transfer Doc	0001217902
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 12, 2022
Property Address	4181 COUNTY ROAD 203, DURANGO, CO 81301-8638
Document Number	0001217902
Instrument Date	Dec 9, 2022
Instrument	1217902
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$55.37
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4166 COUNTY ROAD 203, DURANGO, CO 81301-3715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4181 COUNTY ROAD 203, DURANGO, CO 81301-8638

Mortgage

Document Number	0001217903
Date	Dec 12, 2022
Instrument	1217903

Lender

Name	PATRICIA ZINK
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2028

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 9, 2020
Property Address	4181 COUNTY ROAD 203, DURANGO, CO 81301-8638
Document Number	0001181200
Instrument Date	Nov 9, 2020
Instrument	1181200
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4166 COUNTY ROAD 203 DURANGO CO 813013715, DURANGO, CO 81301-3715

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	4181 COUNTY ROAD 203, DURANGO, CO 81301-8638
Document Number	0001142172
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018
Title Company	COLORADO TITLE AND CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4166 COUNTY ROAD 203 DURANGO CO 813013715, DURANGO, CO 81301-3715

Mortgage

Document Number	0001142172
Date	Apr 24, 2018
Instrument	1142172

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,920 (-2.16%) Land $19,180 Building $58,740	$974,360 (-) Land $306,380 Building $667,980
2025	$4,377.00 (+41.28%)	$79,640 (+29.64%) Land $19,150 Building $60,490	$974,360 (+30.63%) Land $306,380 Building $667,980
2024	$3,098.00 (+16.25%)
2023	$2,665.00 (+2.62%)	$61,430 (+3.7%) Land $16,680 Building $44,750	$745,900 (+18.14%) Land $248,960 Building $496,940
2022	$2,597.00	$59,240 Land $16,080 Building $43,160	$631,370 Land $236,500 Building $394,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 90% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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