4181 Bud Dula Ln, Granite Falls, NC 28630 Property Records

Caldwell County property record for 4181 Bud Dula Ln, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1948
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on Record
Last Sale	$2,000 (Jan 2023)
Tax Bill	$639 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07 47 1 4`

Property Details

APN / Parcel Number

Primary APN	`07 47 1 4`
Alternative APNs	`176728` `16658`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,164 sqft Heated Area
Gross Area	1,262 sqft
1st Floor Area	964 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	64,469 sqft (1.48 acres)
Garage Area	1 sqft
Porch	Slab
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	176728
Street Address	4181 BUD DULA LN
City	GRANITE FALLS
State	NC
Zip	28630-7526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2075 PG 1554 YR 23 ST 4.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LITTLE RIVER
Census Block Group	1
Census Block	1032
Census Tract	31202

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4181 BUD DULA LN, GRANITE FALLS, NC 28630-7526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Deed Document Number	202310080774
Deed Book / Page	2075 / 1554
Last Transfer Date	May 16, 2023
Transfer Doc	0010084604
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4181 BUD DULA LN, GRANITE FALLS, NC 28630-7526
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4181 BUD DULA LN, GRANITE FALLS, NC 28630-7526

Mortgage

Document Number	0020320763
Date	Aug 31, 2021
Book Page	2032/763
Instrument	10062033

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4181 BUD DULA LN, GRANITE FALLS, NC 28630-7526
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4181 BUD DULA LN, GRANITE FALLS, NC 28630-7526

Mortgage

Document Number	0020361627
Date	Oct 12, 2021
Book Page	2036/1627
Instrument	10063829

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$639.00 (-4.63%)	$102,700 (-) Land $22,700 Building $80,000
2025	$670.00 (+26.89%)	$102,700 (+54.9%) Land $22,700 Building $80,000	$102,700 (+54.9%) Land $22,700 Building $80,000
2024	$528.00 (+5.81%)
2023		$66,300 (-) Land $20,300 Building $46,000	$66,300 (-) Land $20,300 Building $46,000
2022	$499.00	$66,300 Land $20,300 Building $46,000	$66,300 Land $20,300 Building $46,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL CO WATER SYSTEM-SE serves 15,710 people · EPA ID NC0114047
Water Source	Purchased surface water from several systems
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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