4181 Boneso Cir, San Jose, CA 95134 Property Records

Santa Clara County property record for 4181 Boneso Cir, San Jose, CA 95134

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,325 sqft · built 1993
Lot Size	0.032 acres (1,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (May 2018)
Tax Bill	$14,114 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`097-73-066`

Property Details

APN / Parcel Number

Primary APN	`097-73-066`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,325 sqft Living Area
1st Floor Area	765 sqft
2nd Floor Area	560 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,400 sqft (0.032 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4181 BONESO CIR
City	SAN JOSE
State	CA
Zip	95134-1502
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A(PD)
Legal Description	UNIT 66
Legal Subdivision	8580 BLDG 21
Legal Tract	8580
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	505014

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4181 BONESO CIR, SAN JOSE, CA 95134-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
May 31, 2018	Grant Deed, Transfer · ARM CITIBANK NA
Jan 8, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Aug 23, 2006 · Amount on Record
Deed Document Number	201823945276
Prior Transfer Date	Dec 24, 2017
Prior Transfer Doc	0023843986
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4181 BONESO CIR, SAN JOSE, CA 95134-1502
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4181 BONESO CIR, SAN JOSE, CA 95134-1502

Mortgage

Document Number	0025254409
Date	Mar 7, 2022
Instrument	25254409

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 31, 2018
Property Address	4181 BONESO CIR, SAN JOSE, CA 95134-1502
Document Number	0023945276
Map Reference	MB646 PG22&23
Instrument Date	May 29, 2018
Instrument	23945276
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4181 BONESO CIR, SAN JOSE, CA 95134-1502
Investor	Possibly a Property Investor

Mortgage

Document Number	0023945277
Date	May 31, 2018
Instrument	23945277

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 8, 2018
Property Address	4181 BONESO CIR, SAN JOSE, CA 95134-1502
Document Number	0023843986
Instrument Date	Dec 24, 2017
Instrument	23843986
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4181 BONESO CIR SAN JOSE CA 951341502, SAN JOSE, CA 95134-1502

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,360,000 (+18.26%) Land $680,000 Building $680,000
2025	$14,114.00 (-0.92%) Homeowner's exemption	$1,150,000 (-) Land $575,000 Building $575,000
2023	$14,245.00 (-10.34%)	$1,150,000 Land $575,000 Building $575,000
2022	$15,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - NSJ/ALVISO serves 48,082 people · EPA ID CA4310019
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Jul 2024
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	425 / 80
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Sail Internet.

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