4180 Surfside Ct, Port Charlotte, FL 33948 Property Records

Charlotte County property record for 4180 Surfside Ct, Port Charlotte, FL 33948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,171 sqft · built 2001
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$879,500 (May 2026)
Tax Bill	$9,270 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`402126278001`

Property Details

APN / Parcel Number

Primary APN	`402126278001`
Alternative APNs	`00496080002001` `10004549444`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,171 sqft Living Area
Gross Area	3,137 sqft
1st Floor Area	2,171 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	125 ft deep x 160 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	660 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	338 sqft
Porch	Enclosed/Screened Porch
Porch Area	306 sqft
Loading Dock	240 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00496080002001
Street Address	4180 SURFSIDE CT
City	PORT CHARLOTTE
State	FL
Zip	33948-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PORT CHARLOTTE SEC44 BLK3302 LTS 64 & 65 394/968 1143/432 1314/23 1628/1828 1722/1628 E1804/1693 RE1804/1691 2098/1009 3860/834 4392/2197
Legal Range	21E
Legal Township	40S
Legal Section	26
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	3302
Legal Lot Number	64,65
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3012
Census Tract	20501

Owner

4180 Surfside Ct is owned and occupied by an individual who bought it in May 2026.

Source: Charlotte County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4180 SURFSIDE CT, PORT CHARLOTTE, FL 33948-2225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL TITLE
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM
Dec 28, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Dec 28, 2018 · Amount on File
Deed Document Number	20263642170
Transfer Doc	2098001009
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 8, 2026
Property Address	4180 SURFSIDE CT, PORT CHARLOTTE, FL 33948-2225
Document Number	0003642170
Instrument Date	May 7, 2026
Instrument	2026.3642170
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621,806.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4180 SURFSIDE CT, PORT CHARLOTTE, FL 33948-2225

Mortgage

Document Number	0003642171,
Date	May 8, 2026
Instrument	2026..3642171

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	4180 SURFSIDE CT, PORT CHARLOTTE, FL 33948-2225
Document Number	0045850245
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	FIRST INT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8617 W EAGLE LAKE RD PEOTONE IL 604689607, PEOTONE, IL 60468-9607

Mortgage

Document Number	0045850245
Date	Jun 9, 2020
Book Page	004585/000245
Instrument	2818816

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 28, 2018
Property Address	4180 SURFSIDE CT, PORT CHARLOTTE, FL 33948-2225
Document Number	0043922197
Book / Page	004392 / 002197
Instrument Date	Dec 28, 2018
Instrument	2672764
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8617 W EAGLE LAKE RD PEOTONE IL 604689607, PEOTONE, IL 60468-9607

Mortgage

Document Number	43930001
Date	Dec 28, 2018
Book Page	004393/000001
Instrument	2672765

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4180 Surfside Ct was $9,270 with a homeowner's exemption, down 13% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,270.00 (-13.01%) Homeowner's exemption	$654,522 Land $190,400 Building $464,122	$654,522 Land $190,400 Building $464,122
2024	$10,657.00 (-2.92%)
2023	$10,977.00 (+2.12%) Homeowner's exemption	$673,523 (+1.44%)	$567,195 (-14.58%) Land $240,000 Building $327,195
2022	$10,749.00 Homeowner's exemption	$663,974 Land $244,800 Building $419,174	$663,974 Land $244,800 Building $419,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4180 Surfside Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 607 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	607 in force
Nearby Flood Claims	70 (2001–2026)
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Ian, Sep 2022 · 15 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4180 Surfside Ct is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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