4180 N Upton Rd, Elsie, MI 48831 Property Records

Clinton County property record for 4180 N Upton Rd, Elsie, MI 48831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,882 sqft · built 2005
Lot Size	2.45 acres (106,722 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jul 2026)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-026-300-016-50`

Property Details

APN / Parcel Number

Primary APN	`060-026-300-016-50`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area
1st Floor Area	1,882 sqft
Basement Area	1,882 sqft
Unfinished Basement	1,882 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	106,722 sqft (2.45 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	4180 N UPTON RD
City	ELSIE
State	MI
Zip	48831-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM 933.89 FT N OF SW COR SEC 26 T8N R1W, TH N 180 FT, E 593.28 FT, S 180 FT, W 593.28 FT TO BEG. SPLIT ON 08/25/2004 FROM
Legal Range	01W
Legal Township	08N
Legal Section	26
Jurisdiction	CLINTON MI
Township / Civil Division	DUPLAIN
Census Block Group	2
Census Block	2058
Census Tract	10702

Owner

4180 N Upton Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Clinton County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	325 S MAIN ST, CHESANING, MI 48616-1707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL PLUS CREDIT UNION
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Aug 4, 2020 · Amount on File
Deed Document Number	20265366870
Prior Transfer Date	Jul 9, 2009
Prior Transfer Doc	5146928
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jul 22, 2026
Property Address	4180 N UPTON RD, ELSIE, MI 48831-9726
Document Number	0005366870
Instrument Date	Jul 20, 2026
Instrument	20265366870
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	GARROW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290,981.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 S MAIN ST, CHESANING, MI 48616-1707

Mortgage

Document Number	0005366870,
Date	Jul 22, 2026
Instrument	20265366870

Lender

Name	FINANCIAL PLUS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 4, 2020
Property Address	4180 N UPTON RD, ELSIE, MI 48831-9726
Document Number	5296025
Instrument Date	Jul 23, 2020
Instrument	5296025
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4180 N UPTON RD, 4180, ELSIE, MI 48831-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22550 FERSON RD, BANNISTER, MI 48807

Mortgage

Document Number	5296026
Date	Aug 4, 2020
Instrument	5296026

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4180 N Upton Rd was $1,657 with a homeowner's exemption, down 60.9% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Duplain Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,900 (+5.69%) Land $15,100 Building $179,800	$389,800 (+5.69%) Land $30,200 Building $359,600
2025	$1,657.00 (-60.93%) Homeowner's exemption	$184,400 Land $14,400 Building $170,000	$368,800 Land $28,800 Building $340,000
2024	$4,241.00 (+12.52%)
2023	$3,769.00 Homeowner's exemption	$156,400	$312,800
2022	$3,769.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4180 N Upton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4180 N Upton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband, Skyweb Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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