Carroll County property record for 4180 John Benjamin Dr, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 4,909 sqft · built 2012 |
| Lot Size | 2.97 acres (129,373 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,400,000 (Sep 2026) |
| Tax Bill | $11,456 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-034498 |
| Primary APN | 09-034498 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,909 sqft Total Area |
| Basement Area | 2,000 sqft |
| Finished Basement | 2,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 129,373 sqft (2.97 acres) |
| Garage Type | Attached |
| Garage Area | 924 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 544 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 556 sqft |
| Deck Area | 288 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 034498 |
|---|---|
| Street Address | 4180 JOHN BENJAMIN DR |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-8612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 2 - 2.97 ACS 4180 JOHN BENJAMIN DR 49 CAROLINES CROSSING |
| Legal Subdivision | CAROLINES CROSSING |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 509002 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4180 JOHN BENJAMIN DR, NEW WINDSOR, MD 21776-8612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Aug 3, 2018 | Deed of Trust, Mortgage · ARM BRANCH BANKING AND TRUST CO |
| Mar 11, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 21, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on Record |
| Deed Sale | Sep 9, 2026 · Amount on Record |
| Prior Sale | Jul 21, 2020 · Amount on Record |
| Deed Book / Page | 11861 / 94 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 9, 2026 |
| Property Address | 4180 JOHN BENJAMIN DR, NEW WINDSOR, MD 21776-8612 |
| Document Number | 1186000094 |
| Book / Page | 11861 / 94 |
| Instrument Date | Sep 4, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,414,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4180 JOHN BENJAMIN DR, NEW WINDSOR, MD 21776-8612 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4180 JOHN BENJAMIN DR, NEW WINDSOR, MD 21776-8612 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0090830113 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 9083/0113 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4180 JOHN BENJAMIN DR, NEW WINDSOR, MD 21776-8612 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0095950340 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 9595/340 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 21, 2020 |
| Property Address | 4180 JOHN BENJAMIN DR, NEW WINDSOR, MD 21776-8612 |
| Document Number | 0097670388 |
| Book / Page | 9767 / 388 |
| Map Reference | MB 49 FO 179 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4180 JOHN BENJAMIN DR, NEW WINDSOR, MD 21776-8612 |
| Document Number | 0009767395 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 9767/395 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,456.00 (+5.12%) Homeowner's exemption | $1,081,667 (+6.39%) | $1,146,600 (-) Land $219,700 Building $926,900 |
| 2025 | $10,898.00 (+7.35%) Homeowner's exemption | $1,016,733 (+13.16%) | $1,146,600 (+20.47%) Land $219,700 Building $926,900 |
| 2023 | $10,152.00 Homeowner's exemption | $898,467 | $951,800 Land $199,700 Building $752,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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